Re: FINGERHUT FRESH SSTART AND AUTO LOAN

silyrabit · ‎05-29-2014

Soooooo excited. Was graduated from the fingerhut fresh start program, and my new revolving $200 shows on my credit report right now!!!! Helped my utilization %. Also got approved for a 17,000 loan with Drive financial. Not the best but easy approval, even at the 25.99 percent interest. current car no AC or HEAT, in GA and DYING!!!! So greatful.... Carmax is awesome and easy

coldnmn · ‎05-29-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

chalupaman · ‎05-29-2014

Congratulations!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Creditaddict · ‎05-29-2014

congrats on the car... put your nose to the road and continue to work on the baddies on your credit and rebuilding so you can try to refinance in 6 or so months... hopefully 12 at the latest! that loan will barry you quickly.

gdale6 · ‎05-29-2014

@silyrabit wrote:
Soooooo excited. Was graduated from the fingerhut fresh start program, and my new revolving $200 shows on my credit report right now!!!! Helped my utilization %. Also got approved for a 17,000 loan with Drive financial. Not the best but easy approval, even at the 25.99 percent interest. current car no AC or HEAT, in GA and DYING!!!! So greatful.... Carmax is awesome and easy

Fantastic, congrats

alvon123 · ‎05-29-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎06-02-2014

Congrats!

chalupaman · ‎06-02-2014

Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

DrZoidberg · ‎06-02-2014

Yikes, 26% for a car loan? I would try right now to apply for a car loan through Digital Federal Credit Union. Even their worst APR for terrible credit is like 11%.

txbusted · ‎06-02-2014

When I got my first Auto Loan it was 18%. I know a friend who got approved at drive time for about 24%.

myFICO's : EQ: 643 // TU: 635// EXP:645

WALLET: Victoria Secret $650 | Simply Be $850 | BOA Cash Rewards $300 I Cap 1 Secured $500 | Cap 1 Plat $4k |Chase Freedom $2.2k l Full Beauty $450 l Woman Within $450 l Wayfair $1.2k l Citi Double Cash $700 l Game Stop $300l Overstock $1K l Lane Bryant $300 l Ulta $750 l Walmart $700 l Target Red $1k
Amazon Chase $1k l Kohls $300

FINGERHUT FRESH SSTART AND AUTO LOAN

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FINGERHUT FRESH SSTART AND AUTO LOAN