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FNBO Approval -- 15 days after application

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coreyb80
Super Contributor

Re: FNBO Approval -- 15 days after application

Congrats on the approval!

Message 11 of 24
Elpadrino1
Valued Contributor

Re: FNBO Approval -- 15 days after application

Congratulations on your approval!!

Message 12 of 24
gingerflower
Senior Contributor

Re: FNBO Approval -- 15 days after application

Congratulations!

Message 13 of 24
CreditAggie
Community Leader
Super Contributor

Re: FNBO Approval -- 15 days after application

Congratulations on your FNBO approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 24
Total80sKid
Senior Contributor

Re: FNBO Approval -- 15 days after application

Congrats on your FNBO approval 👍🏼

Message 15 of 24
Anonymous
Not applicable

Re: FNBO Approval -- 15 days after application


@SweetCreditObsession wrote:

I applied for the FNBO Visa on 7/11/21. The application went into a Pending status. I didn't receive any emails or anything, thus I called after four days to determine if they needed additional information to make a decision.

 

The representative reached out to underwriting who said that they didn't need anything further and that my app was in the queue for review.

 

I received a letter dated 7/20 on 7/23. They were requesting that I mail a copy of my DL, signed SS card and W-2s for the last two years. I called customer service and asked if I could fax or electronically submit the documents. The agent gave me a fax number and I sent the information that same day (last Friday, after 5 PM PST).

 

I just checked my application status on their website and see a message stating that I've been approved as of 7/26 with an initial credit line of $15,000  (which matches my pre-approval amount) and the card will arrive in 7-10 days.

 

I haven't received an email yet but I hope that these DPs help someone.

 

Have a great day!


Congrats!   I got with them this past Feb 2021.  They gave me the same amount 15K.  Used them for a BT sent over about 10K since they had a low interest rate for the first year.  About 2 weeks ago I got an email from them saying they were raising my CL to 18K!!!   I was happy!  No credit pull and I didn't even ask for it.  Also I don't use the card.  I only used for that balance transfer.   

Message 16 of 24
SweetCreditObsession
Valued Contributor

Re: FNBO Approval -- 15 days after application

Thank you, @coreyb80 @gingerflower @Elpadrino1  @Total80sKid @CreditAggie @gingerflower 🙂



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 17 of 24
SweetCreditObsession
Valued Contributor

Re: FNBO Approval -- 15 days after application

@Anonymous - Thank you and I appreciate hearing your experience. It's good to know that it has growth potential. I will keep that in mind once I get the card.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 18 of 24
Mr_Mojo_Risin
Senior Contributor

Re: FNBO Approval -- 15 days after application

You got a great approval here, I'm glad it worked out well for you.

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 19 of 24
Anonymous
Not applicable

Re: FNBO Approval -- 15 days after application


@SweetCreditObsession wrote:

@Anonymous - Thank you and I appreciate hearing your experience. It's good to know that it has growth potential. I will keep that in mind once I get the card.


No problem thank you!   I like them so far

Message 20 of 24
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