Hey Everyone,
So, my little spree after completing my rebuild continues! I've been looking for a flat 2% CB card to fill out my revolvers after getting teased by pre-approval offers through Experian for the elusive Ollo Optimum 2.5% CB card, and not pulling the trigger on it in time only to have the offers suddenly disappear when I was finally ready to go for it. Oh, well...such is life.
A friend recommended I use the pre-approval tool at FNBO to see if I got a pre-approval for the Evergreen Visa 2% card, and I did. Pre-approval for $8,800 SL and a fixed APR of 22.24%. After a quick check of the boards here reporting mixed reviews on their pre-approvals, I decided to go ahead and apply. Instant approval for the exact $8,800 SL offered in the pre-approval. Data points follow:
Pulled EX only...not sure yet which score they used.
EX FICO 8: 704, FICO 9: 720
Recent baddies all resolved, and no collections.
Previous Hard Inquiries: 1
Income: $45K
Newest acct prior: Just 1 recent, Discover it in Aug 2021. $7K SL
Wasn't too sure about the odds on their pre-approval after reading some threads here, but it was an instant approval and exact SL match for mine. Very happy to have a flat 2% CB card with a nice SL of almost $9K coming to my wallet!
Congratulations 🎊 🎉 on your approval.
Congrats on your approval!
