FNBO (First Bankcard) SP CLI

CreditMagic7 · ‎11-28-2016

Link to this card's (Sun Country Visa) first approval for me with FNBO this past summer, finally got in.

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-First-Bankcard-Approval/m-p/4671901/highl...

Been staying put in the garden since the end of this summer. I decided to call up today and see when eligible for a "first" SP CLI with them and it came back instantly approved for a $5K Increase!!

Original approval and limit started out at $3800 @15.24% APR.

New Limit now $8,800. FICO EX is 764 with just 4 INQ's plus <9% UTIL reporting.

I think it was B335is and other Bankcard Visa holders with FNBO who have posted how well the potential is for growth with them

dbw79 · ‎11-28-2016

CreditMagic - Congrats! Looks like those 4 month sp cli's worked out for ya', as that's a great increase. I just opened my first FNBO account earlier this month, and can't wait to attempt my 4th month cli.

CreditMagic7 · ‎11-28-2016

@dbw79 wrote:
CreditMagic - Congrats! Looks like those 4 month sp cli's worked out for ya', as that's a great increase. I just opened my first FNBO account earlier this month, and can't wait to attempt my 4th month cli.

Thanks and YES! Mark it on your calendar.

FNBO is really exciting! with quality customer service who are friendly helpful people too.

CreditMagic7 · ‎11-28-2016

This was one of the cards slotted for a try from this summer's spree and came through.

FWIW, unlike some who received preapproved mailers it was a cold app.

Might get to vacation next summer in Cuba after all. Sure hope so.

Scheduled U.S. air links to Cuba have been growing rapidly. ... Transportation Department has also approved Minnesota-based Sun Country Airlines for flights

woodyman100 · ‎11-28-2016

Pretty Sweet Magic!

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill

Anonymous · ‎11-28-2016

Nice congrats!

baller4life · ‎11-28-2016

Very nice Magic! I have my calendar marked. 😉

Anonymous · ‎11-28-2016

Congrats CM! That's a nice bump from them at the 4 month or so mark. I just took a look and it looks like I opened my NRA Business Visa around the middle of July so I'm at about the 4 month mark as well so I may soon be thinking of seeing if I've come up on SP CLI time as well. May even think about trying a second card with them as well. Need to pay a few balances down and get a couple small balances payed before statement cuts though as I'm missing some points that I know are there.

CreditMagic7 · ‎11-28-2016

@woodyman100 wrote:
Pretty Sweet Magic!

How sweet it is, yes.

It might be awhile though before I can get anywhere close to (5) FNBO cards like you know who, but maybe can try for number 2

CreditMagic7 · ‎11-28-2016

@Anonymous wrote:
Nice congrats!

Thanks.