FNBO Pre-Approved?

[Anonymous]

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@Anonymous wrote:

Not sure what my score was or even which bureau they pull.  One of the reasons I like getting this card is so I can keep track of the FICO score !

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They pull experian for sure. Myfico even alerted me day after I applied. Free monthly experian score with a FNBO account!

[uswala]

Do they usually oblidge preapproved customers or it really does not matter?

[Anonymous]

Thanks, Smode, that's goog to know !  I'll appreciate getting that free Experian score !  Haven't' gotten any alerts yet from MyFico since the approval though.  This has been a strange, but rewarding experience with FNBO !

[Anonymous]

Uswala, I can only speak for myself, and yes it was a pre approval followed by an instant approval on the app at their website !  Just took me a day to find out what my CL was....?? !

[Anonymous]

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@uswala wrote:

Do they usually oblidge preapproved customers or it really does not matter?

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i was invited

[uswala]

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@Anonymous wrote:

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@uswala wrote:

Do they usually oblidge preapproved customers or it really does not matter?

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i was invited

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Hmmm, is there any way I can have myself considered by them for a preapproval? I heard somehwere they are area sensitive. I am based in Houston. Any idea if they cater customer from Houston?

[uswala]

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@Anonymous wrote:

Uswala, that's the exact letter I got only mine was for the Platinum Visa, no Annual Fee, and 19.99 APR.  Approved instantly so I'd say go for it !!  It's legit !

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I have not got any letter but am interested in getting the card for EX scores. I already have Discover and Barclays, so TU is covered. Heard Citi is going top start giving EQ scores from next year so if I get a card from FNBO I will be getting scores from all 3 bureaus. 

[Anonymous]

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@Anonymous wrote:

Uswala, that's the exact letter I got only mine was for the Platinum Visa, no Annual Fee, and 19.99 APR.  Approved instantly so I'd say go for it !!  It's legit !

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BuckUpz - you know your APR already ? i have not recieved my packet yet. i like to know my APR too.

 Uswala - this forum will give more depth about the approvals http://ficoforums.myfico.com/t5/Credit-Cards/FNBO/td-p/3355487

[Anonymous]

My APR was firm in the invitation/ pre approval letter, 19.99 APR, No annual fee....