@Anonymous wrote:My APR was firm in the invitation/ pre approval letter, 19.99 APR, No annual fee....
my letter says between 11.99 % and 19.99 %
@Anonymous wrote:My pre approval letter was a little different, probably because it was for the Visa, not AMEX. It didn't offer me the 0% intro APR, just a firm 19.99% APR from inception with no annual fee. Not quite the deal you got, but I'm happy with the free EX FICO !
FNBO is now officially my highest initial credit line i've ever receieved initially. $5,600. (prior to soft pull credit limit increases.) i shoud be proud of myself! Before that was a year ago with Discover $4,500. Before Discover my highest was Elan Financial $2,000 which American Express granted me as well AFTER Discover but after 61 days soft pull American Express trippled it to $6,000. So i hope FNBO grows just the same. Going my 3rd year of having my first credit card. 1 year average age of credit though 