cancel
Showing results for 
Search instead for 
Did you mean: 

FNBO Pre-qual page (Approved)

tag
Howaboutthat
Frequent Contributor

FNBO Pre-qual page (Approved)

So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months. 

 

I was just wondering 

 

Was told they will give me a decision in 2-4wks yesterday. This morning I checked the app status page and I was approved for $14,000. 
Data Points

Exp  678

1 Collection (3yrs old)

Income $85,000

SL $14,000 my largest SL ever

 

Message 1 of 27
26 REPLIES 26
Jnbmom
Credit Mentor

Re: FNBO Pre-qual page


@Howaboutthat wrote:

So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months. 

I was just wondering


@Howaboutthat  If you go back and read the thread more you will see it's a hit or miss. Lots of details on that current thread.

EXP 780 EQ 796 TU 810
Message 2 of 27
Shooting-For-800
Senior Contributor

Re: FNBO Pre-qual page

It worked for me.

I have a Ducks card also though.

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 3 of 27
KatSoDak
Frequent Contributor

Re: FNBO Pre-qual page

I used it twice. First time with credit freezes on all 3 CRAs. Denied.

 

A day or 2 later I removed all 3 freezes and was preapproved for $11,300 @Anonymous+% apr so I continued and was approved for that amount at same APR. 

 

I do have the FNBO Scheels card.

 

My scores are in the 790-810 range. FNBO pulled Experian of course. Seems all banks pull that one now. This makes 5/12 on EX for me.

FICO 8:

EQ FICO 9 - 770
EX FICO 9 - 758

Citi (2) | Discover | HSBC | BOA | NFCU (2) | WF (2) | Simmons Bank | FNBO (2) | PENFED | BBVA | US Bank | Lowes | Care Credit | Home Depot AU
Message 4 of 27
Howaboutthat
Frequent Contributor

FNBO Evergreen approval

Applied last night and was given 2-4wk notice. I checked the app status page this morning and I was approved for $14,000, my biggest SL ever.  Some DPs

 

SL - $14,000

Apr - 25% but the first year is 0% apr (after the first year I'll PIF every month.) 

Pulled Exp - 678

Income - $85,000

One 3yr old collection

Message 5 of 27
CreditMagic7
Mega Contributor

Re: FNBO Pre-qual page (Approved)


@Howaboutthat wrote:

So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months. 

 

I was just wondering 

 

Was told they will give me a decision in 2-4wks yesterday. This morning I checked the app status page and I was approved for $14,000. 
Data Points

Exp  678

1 Collection (3yrs old)

Income $85,000

SL $14,000 my largest SL ever

 


Great! Big Congratulations on the FNBO Approval.

 

I was with them for years and find it a very quality and reliable Bank with excellent helpful staff from A-Z.

 

 

Message 6 of 27
AllZero
Mega Contributor

Re: FNBO Evergreen approval

Congratulations on your approval!
Message 7 of 27
M_Smart007
Legendary Contributor

Re: FNBO Evergreen approval

 

Congratulations on your FNBO approval!

 

 

#FoTM-.png

Message 8 of 27
blindambition
Senior Contributor

Re: FNBO Evergreen approval

Congrats on the Evergreen approval!!! FNBO hasn't been shy about passin out the green!! 💵 💰 

Smiley Happy

Message 9 of 27
Anonymous
Not applicable

Re: FNBO Evergreen approval

$14,000 SL.  How about that?Smiley Wink

Message 10 of 27
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.