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So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.
I was just wondering
Was told they will give me a decision in 2-4wks yesterday. This morning I checked the app status page and I was approved for $14,000.
Data Points
Exp 678
1 Collection (3yrs old)
Income $85,000
SL $14,000 my largest SL ever
@Howaboutthat wrote:So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.
I was just wondering
@Howaboutthat If you go back and read the thread more you will see it's a hit or miss. Lots of details on that current thread.
It worked for me.
I have a Ducks card also though.
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
I used it twice. First time with credit freezes on all 3 CRAs. Denied.
A day or 2 later I removed all 3 freezes and was preapproved for $11,300 @Anonymous+% apr so I continued and was approved for that amount at same APR.
I do have the FNBO Scheels card.
My scores are in the 790-810 range. FNBO pulled Experian of course. Seems all banks pull that one now. This makes 5/12 on EX for me.
Applied last night and was given 2-4wk notice. I checked the app status page this morning and I was approved for $14,000, my biggest SL ever. Some DPs
SL - $14,000
Apr - 25% but the first year is 0% apr (after the first year I'll PIF every month.)
Pulled Exp - 678
Income - $85,000
One 3yr old collection
@Howaboutthat wrote:So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.
I was just wondering
Was told they will give me a decision in 2-4wks yesterday. This morning I checked the app status page and I was approved for $14,000.
Data PointsExp 678
1 Collection (3yrs old)
Income $85,000
SL $14,000 my largest SL ever
Great! Big Congratulations on the FNBO Approval.
I was with them for years and find it a very quality and reliable Bank with excellent helpful staff from A-Z.
Congratulations on your FNBO approval!
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Congrats on the Evergreen approval!!! FNBO hasn't been shy about passin out the green!! 💵 💰
$14,000 SL. How about that?