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Fidelity Approval -13k

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DeepDishEMT
Valued Member

Fidelity Approval -13k

Since having a Fidelity Cash Management Account with a debit card, I figured I would try my luck with their credit card. I prefer cashback and the only cashback card I have currently is the Apple card. Unfroze my transunion and hit submit. Walked away from my computer while the wheels were turning. Came back to see my computer, and I am SHOCKED. This is by far my largest limit. My second highest card has a 2k limit. Now I can say my highest is 13k. I always pay in full and don't pay interest, so I am excited to be able to utilize these rewards. 

 

Data points which are vantage scores: 

Transunion as of 7/13:

Score: 712

Util across all accounts: 4%

Inquiries: 7/24

Age of accounts is 6 years

Installment accounts: multiple student loans, all on time and in good standing 

 

BOA Unlimited Cash 1.87% - 19k
Fidelity 2% - 13k
Citi Diamond Preferred - 7.6k
FNBO Amtrak Guest Rewards Preferred - 6.7k
BOA Americard - 6k
Merrick Bank no AF - 2k
18 REPLIES 18
Mdowning30
Established Contributor

Re: Fidelity Approval -13k

Congrats, i had Fidelity for a moment and switched to Charles Schwab. My highest limit was given to me thanks to Amex with CS. The cash back is the same set-up just 1.5% instead of 2%.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 2 of 19
coreyb80
Super Contributor

Re: Fidelity Approval -13k

Congrats on the approval!

Message 3 of 19
Ilinferno
Established Contributor

Re: Fidelity Approval -13k

Congrats on the awesome approval!

Message 4 of 19
MySunrise271
Established Contributor

Re: Fidelity Approval -13k

Congratulations on your Fidelity Rewards Visa approval🎉🎉🎉

Message 5 of 19
CreditAggie
Community Leader
Super Contributor

Re: Fidelity Approval -13k

Congratulations on your Fidelity approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 19
user979797
Established Contributor

Re: Fidelity Approval -13k

Congrats on your Fidelity approval and thanks for the data points. 2% cashback = yes please!

>
Message 7 of 19
KingRue8500
Senior Contributor

Re: Fidelity Approval -13k

Congrats on your Fidelity Rewards approval




Message 8 of 19
gdale6
Moderator Emeritus

Re: Fidelity Approval -13k

Grats on your Fidelity approval Smiley Happy

Message 9 of 19
CreditMagic7
Mega Contributor

Re: Fidelity Approval -13k

Congratulations on your new Fidelity Card approval!

Message 10 of 19
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