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Final UPDATE!!: Chase United Pending=> Approved!

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Anonymous
Not applicable

Final UPDATE!!: Chase United Pending=> Approved!

So becuase I plan to garden the for at least the 1st half if not for all of 2016 I decided to pull the trigger on the United Plus Explorer card and got the "Thanks for applying" screen with the Please Call Us @ xxxxxxxxxxx haha called and it was lending so I hung up!

 

Called the app status line and I got the "30 day in writing msg"! Figured as much since I got a bunch of new accounts this year. Guess I will let this play out and see if I can get this card. WIsh me luck...I may need it! Smiley Wink

 

*****UPDATE! So I called the app status line again this morning and instread of the usual 7-10day msg I have been getting I got the "we recieved your application on xx/xx and you will be notified in writing in 30days! Wondering if this means they recieve my address verification documents; think im going to call them when I have some free time later. It has been almost 30 days since my application was submitted...this is becoming a long winded process!

 

*****FINAL UPDATE! So I called on a whim this morning after I woke up (the 800 #) and got the CONGRATULATION robo lady! 5K limit but I am finally in with Chase! Only took just about 30days LOL.

Message 1 of 49
48 REPLIES 48
Anonymous
Not applicable

Re: Chase United Pending


@Anonymous wrote:

@Anonymous becuase I plan to garden the for at least the 1st half if not for all of 2016 I decided to pull the trigger on the United Plus Explorer card and got the "Thanks for applying" screen with the Please Call Us @ xxxxxxxxxxx haha called and it was lending so I hung up!

 

Called the app status line and I got the "30 day in writing msg"! Figured as much since I got a bunch of new accounts this year. Guess I will let this play out and see if I can get this card. WIsh me luck...I may need it! Smiley Wink


Good luck, I think it is verification. A 30 days message means in most of the cases an approval..

Message 2 of 49
Anonymous
Not applicable

Re: Chase United Pending


@Anonymous wrote:

@Anonymous wrote:

@Anonymous becuase I plan to garden the for at least the 1st half if not for all of 2016 I decided to pull the trigger on the United Plus Explorer card and got the "Thanks for applying" screen with the Please Call Us @ xxxxxxxxxxx haha called and it was lending so I hung up!

 

Called the app status line and I got the "30 day in writing msg"! Figured as much since I got a bunch of new accounts this year. Guess I will let this play out and see if I can get this card. WIsh me luck...I may need it! Smiley Wink


Good luck, I think it is verification. A 30 days message means in most of the cases an approval..


THANKS MIA!!! Smiley Very Happy

 

I wanted to hope it was verification but after I dialed I definitely heard "lending" and I have heard that thats not who you want to talk to. So I figured I would just let it ride for a day or two to see if the status changes. I am not looking forward to the "we have a few questions" and "confirm the information provided" if I have to call in hahaha!

 

So I may ride it out uless anyone out there thinks that I should call! Smiley Very Happy   

Message 3 of 49
Anonymous
Not applicable

Re: Chase United Pending


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous becuase I plan to garden the for at least the 1st half if not for all of 2016 I decided to pull the trigger on the United Plus Explorer card and got the "Thanks for applying" screen with the Please Call Us @ xxxxxxxxxxx haha called and it was lending so I hung up!

 

Called the app status line and I got the "30 day in writing msg"! Figured as much since I got a bunch of new accounts this year. Guess I will let this play out and see if I can get this card. WIsh me luck...I may need it! Smiley Wink


Good luck, I think it is verification. A 30 days message means in most of the cases an approval..


THANKS MIA!!! Smiley Very Happy

 

I wanted to hope it was verification but after I dialed I definitely heard "lending" and I have heard that thats not who you want to talk to. So I figured I would just let it ride for a day or two to see if the status changes. I am not looking forward to the "we have a few questions" and "confirm the information provided" if I have to call in hahaha!

 

So I may ride it out uless anyone out there thinks that I should call! Smiley Very Happy   


When I applied for the United Credit Card, I received the same message and then a 30 days message. I waited 3 or 4 days ( I do not recall) to see if there was any approval and nothing. At the ended, I decided to call, it was verification with lending. I was approved with a huge SL and all they wanted to confirm if in fact I was the one that applied for the card..However, a lot of members here are recommending to wait and not to speak with lending to avoid the " interrogation".. it is up to you Smiley Wink

Message 4 of 49
CreditCuriosity
Moderator Emeritus

Re: Chase United Pending

Really comes down to how many new accounts have you opened in the last few years along with your credit profile how strong or weak it is.  If you haven't opened many accounts in the last few years and your profile is very strong by all means call lending.  If you have opened more than say 5 cards in the last two years and you have some questionable stuff on your credit report I would let it ride out and not call lending/UW and get grilled.  Basically how I look at it.  Me myself will not speak with them anymore as I have a ton of new accounts and not the best credit report.  Everytime I have spoken with them = Denied and everytime I haven't = Approved.

Message 5 of 49
Anonymous
Not applicable

Re: Chase United Pending


@CreditCuriousity wrote:

Really comes down to how many new accounts have you opened in the last few years along with your credit profile how strong or weak it is.  If you haven't opened many accounts in the last few years and your profile is very strong by all means call lending.  If you have opened more than say 5 cards in the last two years and you have some questionable stuff on your credit report I would let it ride out and not call lending/UW and get grilled.  Basically how I look at it.  Me myself will not speak with them anymore as I have a ton of new accounts and not the best credit report.  Everytime I have spoken with them = Denied and everytime I haven't = Approved.


Thanks again Mia! Im gonna ride this out out maybe through Xmas....maybe Chase will give me a nice CC for Xmas to start my relationship with them!

 

Thanks CreditCuriousity!!! I have a BUNCH of new accounts this year but hey I am sticking to my guns that after being a stupid 20 something year old and  then paying my dues. Now in order to rebuild I need to open accounts, let them age and prove myself and build a strong profile! But we shall see what they have to say when they make their final decision!

 

This is my second app for the card and I probably would have gotten it on my recon the last time some 6+months ago if I didnt have my Barclay Card almost maxed out. Now that is down to $0 and my utilization is probably around 10-11%.

 

 

Ill keep everyone posted!

Message 6 of 49
Anonymous
Not applicable

Re: Chase United Pending

The same thing happened to me and after three weeks I was approved! Good luck!

Message 7 of 49
Anonymous
Not applicable

Re: Chase United Pending

I app for AARP(2weeks) and Southwest(7-10) pending phone messages so I got a letter of denial for the Southwest today so I called and hoped Chase would reconsider but told me no because you cant double app and told me to choose which one I wanted so I figured I will try for SW since Aarp was in the "2weeks" phone message so i'm guessing its a approval so I chose SW "Boy O Boy" Lending ask why I opened so many account the last couple years,How much profit I made last year blah blah blah. Told me sorry no credit approval for you at this time. They pulled TU and my score is 770 with a no baddies. I hope I still get the Aarp now..lol  I know members say dont call but since I got a denial letter I figured I would try to recon....note to self do not call if you have multiple apps pending. Hope you get that United card OP.

Message 8 of 49
Anonymous
Not applicable

Re: Chase United Pending

Thanks Music!! I will keep everything crossed for a favorable outcome from Chase! They already pulled my credit so lets see!

 


@Anonymous wrote:

I app for AARP(2weeks) and Southwest(7-10) pending phone messages so I got a letter of denial for the Southwest today so I called and hoped Chase would reconsider but told me no because you cant double app and told me to choose which one I wanted so I figured I will try for SW since Aarp was in the "2weeks" phone message so i'm guessing its a approval so I chose SW "Boy O Boy" Lending ask why I opened so many account the last couple years,How much profit I made last year blah blah blah. Told me sorry no credit approval for you at this time. They pulled TU and my score is 770 with a no baddies. I hope I still get the Aarp now..lol  I know members say dont call but since I got a denial letter I figured I would try to recon....note to self do not call if you have multiple apps pending. Hope you get that United card OP.


Thanks andykin! Smiley Very Happy I am looking forward to see what Chase will do for me; I am keeping my fingers crossed for a favorable outcome! Though the suspense is KILLING ME I am patient enough to wait it out for a few without poking at "Lending"!

 

Still 30 Days with the robo lady! Smiley Very Happy

 

Message 9 of 49
tntexans72
Valued Contributor

Re: Chase United Pending

Your 1st chase app?

Message 10 of 49
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