I was very productive today...got a CLI on my BoA cash rewards, refinanced my student loan for a lower rate, and applied for the US Bank AR. I applied around noon and got the "we can't decide right now" screen. About 2 hours ago, I received my Congrats email, approved with a $16500 SL. I was so excited, I scared my coworkers a little.
I applied in June and was denied for too many new accounts. Back then I was 5/12 and 3/6.
This time around, DPs: 3/12 and 0/6 for new accounts. They pulled EX which was 785 before I got the HP from the student loan company today. Income $66000. US Bank has been my primary FI for 12 years. I also have a platinum card and the cash+, both over 2 years old.
