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Currently on an app spree:
Amex BCE: 1,400
Chase SP: 5,000
NFCU Cash Rewards: 1,700
Any other cards I should apply for? I'm also thinking about seeing about an auto loan from NFCU, since I may be in the market.
Also, should I call the three I got approved for and ask for a CLI immediatly?
Congrats! I would not ask for CLI immediatly. Give it six months at least. If you shop at Amazon frequently I would look into getting their Amazon.com Store Card. For prime members it is unlimited 5% cash back!
congrats! i applied when i was at around your TU and EQ scores (havent ever updated my signature) for an auto loan and got approved but for a pretty high rate but it was affordable and i dont plan on keeping loan that long, you never know. what are you looking to get for loan
15k or so.
i got approved for 18000 requesting 15k at a rate of 10.19 they pulled equifax, you were maybe 5-6 points higher than what i was but you may have cleaner profile, good luck
@mysterythemoon wrote:Currently on an app spree:
Amex BCE: 1,400
Chase SP: 5,000
NFCU Cash Rewards: 1,700
Any other cards I should apply for? I'm also thinking about seeing about an auto loan from NFCU, since I may be in the market.
Also, should I call the three I got approved for and ask for a CLI immediatly?
Congratulations on your approvals!!! Nice set of cards there.
For the NFCU Cash Rewards, you should wait 90 days plus AR before applying for a CLI.
As you have the Chase Sapphire Preferred, it looks like many people pair that with the Chase Freedom (which is a rotating category card like the Discover) or the Chase Freedom Unlimited (after more reading, looks like recent posters pair with the Freedom Unlimited). Unsure of when you can apply for that though.
If you like rotating category cards, and cannot or don't want to apply for the Chase Freedom, I love my Discover Card. It has 5% quarterly rotating categories. I love the customer service and Discover Deals that are offered.