First Disco CLI Approved (Data Points)

[DUISlayer]

So I tried for a Disco CLI about two weeks ago and was denied for the account being too new. I just made a payment two days ago, so I figured it wouldn't hurt to hit the button again today. Actually got approved, much to my surprise. Here are some data points for those of you who keep track of Disco stuff...

Account opened 8/31/17

SL 9,500

FICO 8 scores at account opening: 665/616/669

AAoA at opening was about 8 or 9 years. Disco approval was first CC since 2011

Current FICO 8 scores: 674/679/645

Most recent statement UTI 6975/9500 (73% - taking advantage of 0% APR/BT)

Min payment 140, paid 300 on due date 11/7

CLI today of 4,000 increasing CL to 13,500

[AverageJoesCredit]

Wow DUI, thats an amazing increase buddy. Well done and deserved .

[Anonymous]

This is how data points should be written! Thanks!

Question: are scores EX/EQ/TU?

[Anonymous]

Congratulations brother, well deserved. Dv

[simplynoir]

Based on his signature they are EQ TU and EX in that order I think.

And congrats on the CLI OP!

[Anonymous]

Nicely done. Interesting to see them not batting an eye at +70%. Appreciate the data, disco is a weird one & I like seeing as ccu raw data as possible.

Our data is nearly the same, except your aaoa was & is higher than mine by about 4 years & my initial approval and then cli Fico8s were about 20pts higher. Your 1st cli beat mine on Monday by a cool $1k. Way to go

[DUISlayer]

Thanks everyone. Yeah, it's EQ/TU/EX... It's how MF displays them, so that's what I go with. My current AAoA dropped to just over 3 years now because of my recent CC acquisitions. I got 5 cards within the last 3 months, plus the NFCU CLOC.

[peghede]

Double dip is where it's at

[DUISlayer]

Btw, sorry UncleB, forgot this forum existed.

[Anonymous]

congrats! once again totally jealous..6th statement coming up......