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First Ever Auto Approval!

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Anonymous
Not applicable

First Ever Auto Approval!

I am so stoked right now. In January I had mid-400 scores across the board. I started rebuilding after identity theft, so the last 7 months have been rough. I have 4 small cards all obtained through recon, 1.5k Discover, 1k Local CU, 300 CapOne QS1, 300 CreditOne. I applied via Navy Federal today and got my first ever instant approval - for 4.6k!!!!!! They only pulled TU, which is at 710 right now. AAoA is 11 months. A TON of inquiries because I just got a mortgage and was app happy until June.

 

Not only that, but 25$ randomly appeared in my savings account - rewards for joining! I am in love! 

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: First Ever Auto Approval!

Congrats!!

 

That's some amazing work in such a short time!!

Message 2 of 17
mystikal1
Established Contributor

Re: First Ever Auto Approval!

Wow congrats
Message 3 of 17
Anonymous
Not applicable

Re: First Ever Auto Approval!

Congrats!

Message 4 of 17
Anonymous
Not applicable

Re: First Ever Auto Approval!

Congrats to you!

Message 5 of 17
Anonymous
Not applicable

Re: First Ever Auto Approval!


@Anonymous wrote:

I am so stoked right now. In January I had mid-400 scores across the board. I started rebuilding after identity theft, so the last 7 months have been rough. I have 4 small cards all obtained through recon, 1.5k Discover, 1k Local CU, 300 CapOne QS1, 300 CreditOne. I applied via Navy Federal today and got my first ever instant approval - for 4.6k!!!!!! They only pulled TU, which is at 710 right now. AAoA is 11 months. A TON of inquiries because I just got a mortgage and was app happy until June.

 

Not only that, but 25$ randomly appeared in my savings account - rewards for joining! I am in love! 


Always is a first time and very nice that Navy FCU was the first one to do it the instant approval . This is a GREAT CU and I hope this card will grow soon, congrats Smiley Wink

Message 6 of 17
BarryNTexas
Established Contributor

Re: First Ever Auto Approval!

Great work on your credit!  Nice approval and why not go for the CLOC at the same time?

Keep it up! 

DC Prem 20K | DC Elite 20K | PenFed Visa 25K | NFCU Sig Visa 25K | NFCU Flagship 25K | AMEX Delta 25K & SPG 15K
RBFCU MC 20K | Barclay's RMC 11.5K & Ring 22K | Chase United 30K | Chase Hyatt 8K | Citi AA 15K | Citi DC 15K
Discover it® 27K | JCPenney MC 22K | Home Depot $9K
EX/796 EQ/794 TU/802 GOAL: Break 800
Message 7 of 17
alextercero
Super Contributor

Re: First Ever Auto Approval!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 8 of 17
elim
Senior Contributor

Re: First Ever Auto Approval!

very nice!!!

Message 9 of 17
Anonymous
Not applicable

Re: First Ever Auto Approval!


@Anonymous wrote:

I am so stoked right now. In January I had mid-400 scores across the board. I started rebuilding after identity theft, so the last 7 months have been rough. I have 4 small cards all obtained through recon, 1.5k Discover, 1k Local CU, 300 CapOne QS1, 300 CreditOne. I applied via Navy Federal today and got my first ever instant approval - for 4.6k!!!!!! They only pulled TU, which is at 710 right now. AAoA is 11 months. A TON of inquiries because I just got a mortgage and was app happy until June.

 

Not only that, but 25$ randomly appeared in my savings account - rewards for joining! I am in love! 


Congratulations to you!...Thanks for sharing.Smiley Happy

Message 10 of 17
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