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Getting in with Chase with bk7 reporting

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Rogue46
Established Contributor

Getting in with Chase with bk7 reporting

So after reading many threads about Chase not even looking at me because of my bk7 still reporting (8 years in 2 to go) and being 3/24 right now I got bored today and said what the heck I only have 2 inquiries and applied expecting at best to call in and plead my case with a rep.

 

Well I was instantly approved for thr Freedom Unlimited for $16,500 and was understandable very shocked at this so I wanted to at least come here and provide a data point that it is possible to get in with Chase with a bk reporting 





Message 1 of 29
28 REPLIES 28
NoMoreDebt
Senior Contributor

Re: Getting in with Chase with bk7 reporting

Wow that is awesome. Did you burn them in the bk7?

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 2 of 29
Epiki71
Regular Contributor

Re: Getting in with Chase with bk7 reporting

OP,

 

Congrats, this made my day, it shows there is a light at the end of the tunnel.

 

Thanks for sharing.

Last Signature Update: 03/08/2023





Message 3 of 29
Rogue46
Established Contributor

Re: Getting in with Chase with bk7 reporting

@NoMoreDebt 

No the only one I burned in bk was an Amex business card and a personal CapOne





Message 4 of 29
Hex
Valued Contributor

Re: Getting in with Chase with bk7 reporting

Congratulations! For another data point I was approved for the Amazon Prime Visa card with a 6 year old BK last July. I was over 5/24. You got a much nicer limit than I did. 

Message 5 of 29
SpaceCityCCuser
Frequent Contributor

Re: Getting in with Chase with bk7 reporting

Congratulations on your CFU approval and excellent SL!


Last Signature Update: 01/15/2025











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 6 of 29
Traveler101
Established Contributor

Re: Getting in with Chase with bk7 reporting

Congratulations!

Message 7 of 29
JoeRockhead
Community Leader
Super Contributor

Re: Getting in with Chase with bk7 reporting

Great SL, congratulations on your approval! 

Message 8 of 29
CreditAggie
Community Leader
Super Contributor

Re: Getting in with Chase with bk7 reporting

Congratulations on your CFU approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 29
jmcmillan
Frequent Contributor

Re: Getting in with Chase with bk7 reporting

congratulations! That gives me some hope for the future.  I'm a little past 2 years since discharge, and I applied for the Freedom Flex last week. It was the quickest denial I've ever received.  

Message 10 of 29
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