HP after approval?

[emily15]

hi all,

I tried the "see if you're preapproved" for the Kohl's Capital One Visa yesterday (4/10) and it said yes so I applied. they did a HP on TU and approved me. 
this afternoon I got another alert that capital one had pulled EX and thought at first maybe I was just getting notified late. Nope, the inquiry date is definitely 4/11. 

is that normal? I've never had something like that happen before. I froze everything just in case .. 

[Varsity_Lu]

Only two hard pulls for a Capital One card? It's your lucky day! Most people get three! 

Seriously though, every Cap One card my wife and I have ever gotten (4 total) had instant hard pulls as soon as we applied. There was never a delay.  Is it possible the pull happened when you applied and the email notification was just delayed?

[Varsity_Lu]

Also, I have found that some reported pull dates are incorrect. I've had two instances where the pull date is listed a day earlier than when I applied. Weird.

[GZG]

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@emily15 wrote:

hi all,

I tried the "see if you're preapproved" for the Kohl's Capital One Visa yesterday (4/10) and it said yes so I applied. they did a HP on TU and approved me. 
this afternoon I got another alert that capital one had pulled EX and thought at first maybe I was just getting notified late. Nope, the inquiry date is definitely 4/11. 

is that normal? I've never had something like that happen before. I froze everything just in case .. 

---

cap1 cards typically pull all 3, did they pull you through a credit freeze? or did you just get the notification later on that ex had already been pulled

[emily15]

That makes sense

and no, EQ was frozen the whole time. 

thanks all! I'm sure it was just maybe a delay in the notification, reporting date is still weird but I'm not going to worry about it. 

[CreditMagic7]

Congrats on your Kohls Approval!

[chamathkari]

Congratulations on your approval!