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Some DPs :
DP's in my siggy are current. Aggregate UTIL @ 1% AZEO
BoA closed all my accounts ( 3 credit cards and a Personal Loan) back in 2009. They CO'd and placed them all in collections! Hence, I was forced to IIB them in my BK7 dc in 01/2011. The amounts I owed them was significantly huge and to be quite honest, really embarassing! ![]()
I got back in with them in 2015 via their 99/500 card with FICO8 in the 650s which unsecured in 6 months. In 2016, asked for CLI but was turned down but approved for a new card Cash Rewards with SL of $2k EX8 @709. Combined the two cards for a $2.5K Cash Rewards card. In 02/2017 asked for a CLI again but turned down again even with recon to their Senior UW and TU8 @698. Fast Forward a year later (today), Hit the luv button and asked for $12.5K but was countered with only $6.5K!
I'll take it all day long if that would mean I'm off their naughty list? Watcha think my fellow FICOlanders?
P.S. : CK alerted me with a TU hp as soon as the BoA approval screen came on! Impressive!!
































Good times, good times! I stiffed Citi Bank for better than $100k back in 2009.
Watching the little spinning wheel. I had this look on my face after realizing they approved me for my first CC with them a couple of years ago. lol

wrote:
Congrats JRLooks like the Warden left to use the bathroom
. Well done and deserved. Enjoy it. GMOOD1 STAMP OF APPROVAL, NOICE
Thanks AJC! Yes Gmood1’s stamp of approval indeed! Oh and I was just told the BoA warden’s out for a while to watch the Superbowl so now will be a good time for a jailbreak and into the unGuarded BoA app land! ![]()
















Wow, very nice! Congrats on being ‘out of the dog house’. I am in almost the same situation but too chicken to apply for an increase. I am hoping for a SP increase, but will wait till some inquiries drop off and a few accounts age more before I sacrifice a HP.
Maybe there is hope!
Nice.. Congrats. That's the way to clear thru the maze.