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Help. Prequalified Offers!

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Anonymous
Not applicable

Re: Help. Prequalified Offers!


@Anonymous wrote:

i did it guys. i went for it.     right away i got alerted for a hard inquiry.   equifax went down hard.  transunion went up.  both finally showed my secured card.     back to quicksilver one..  i was APPROVED for $500!!   thank everyone for the advise.   i was scared but i had to try.   thanks  once again!!


Congrats!!  Guess I read wrong you already had secured.  Anyway that's what I started with was those two.  Use that QS1 and PIF.  They will put you in credit steps and you will get a cli after 5 or 6 statements.  

Message 11 of 34
taxi818
Super Contributor

Re: Help. Prequalified Offers!

Congrats. Now. Use it a lot. Pay often. And cap one will reward you with a big limit in 5 months.
Message 12 of 34
Pway
Valued Contributor

Re: Help. Prequalified Offers!

Congrats

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 13 of 34
Anonymous
Not applicable

Re: Help. Prequalified Offers!


@Anonymous wrote:

i did it guys. i went for it.     right away i got alerted for a hard inquiry.   equifax went down hard.  transunion went up.  both finally showed my secured card.     back to quicksilver one..  i was APPROVED for $500!!   thank everyone for the advise.   i was scared but i had to try.   thanks  once again!!


Awesome!

Message 14 of 34
Anonymous
Not applicable

Re: Help. Prequalified Offers!

thank guys!   now if i could get a SCT to work !  lol

Message 15 of 34
elim
Senior Contributor

Re: Help. Prequalified Offers!


@Anonymous wrote:

thank guys!   now if i could get a SCT to work !  lol


  congrats.  i would lay off the SCT and just wait it out for 6 months and your scores will climb. 

 

  if you do SCT just make it 1.   you'll need the room when the better offers start rolling in    :]     and they will (when i started a year ago walmart gave me a $150 store card).

Message 16 of 34
Anonymous
Not applicable

Re: Help. Prequalified Offers!

Take care of the card. I started at 500 and I'm at 2k now.
Message 17 of 34
Anonymous
Not applicable

Re: Help. Prequalified Offers!

I just want one SCT. I only have a secured capital, new quick silver and a AU Walmart (dad). Would like a JCrew or overstock.
Message 18 of 34
needtodobetter
Frequent Contributor

Re: Help. Prequalified Offers!

Congrats!!

 

 

 

 

 

 

EDITED - Included comment under incorrect post.

05/01/15: EQ 519 TU 541 EX 506
10/28/15: EQ 637 TU 646 EX 622
First Goal Score: 600
Second Goal Score: 640
Message 19 of 34
OmarGB9
Community Leader
Super Contributor

Re: Help. Prequalified Offers!

Grats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 20 of 34
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