Long story short I went to my wayfair store card to do a CLI, I couldnt remember if the citi bank services did a hard pull CLI, but its been over a year, I tried and asked for $10,000 more and only got $500 increase... $7,000 to $7,500.... Then I got emails that my Equifax got pulled, being frustrated went to Comenity (bread financial) store card B&H photo and video requested CLI has I have not done so for almost 2 years, got a small increase of $400, from $8,000 to $8,400..... Then another hard pull and im like NO!!!! Then im like might as well do the other Citi services store card of Home Depot, was at $5,500 for the longest time maybe 2 years, asked for $15,000 more thinking they would counter me, but to my surprised I got the full $15,000 increase and my total credit line increaed to $20,500 yes it was a hard pull but I think its worth it.
Equifax score was around 733 at the time.
Have about 5 inquires the last year.
Income $135,000.
Total credit utilization is around 23%.
Bummer on the first 2, but the last one was definitely worth it.
Congrats!
Impressive increase on that Home Depot, congratulations on your new limit!
Congrats.
A fantastic use of an HP, grats on it!!
