cancel
Showing results for 
Search instead for 
Did you mean: 

How to Spree Tonight - BCE, Freedom, It (Update!)

tag
axledobe
Frequent Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?


@dbutz1109 wrote:

Hey axledobe, I just responded to your post too, haha. I'm sitting here looking at the app screens wanting to pull the trigger. I'm pre-approved for the Freedom and It but not for the BCE. I just have to hit enter. Fearful of the denial screen like I said earlier.


I think it would be much easier to recon with Chase.  Therefore, I'd pull the trigger on AMEX first then Chase.  You never know, for me in the Bluegrass state, Chase has only ever pulled TU but they were both for auto loans.  They have never touched EX and EQ for me (yet).

 

No pressure but my heart is pounding now thinking about your index finger on the mouse.... haha


FICO SCORES: TU 769; EX 790; EQ 790 ***Gardening indefinitely***



Message 11 of 32
Anonymous
Not applicable

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?


@Vegas247 wrote:

@dbutz1109 wrote:

I definitely want both the Freedom and Amex. I plan on doing the It last and hope they pull EQ since the other two are almost guaranteed to be Experian or TU. From what I've seen Discover pulls EQ fairly often.



Just do it like a pro and open up 3 browsers, and fill out all 3 apps, then bang, bang, bang.........Smiley Happy

 

I have all 3 Cards....me for Amex pulled EX, Discover pulled EQ, Chase pulled TU (approved yesterday!)


I've never done three but I have done two browsers...both times Amex then Chase..worked like a charm.  Good luck!!

Message 12 of 32
Vegas247
Established Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?


@dbutz1109 wrote:

@Vegas247 wrote:

@dbutz1109 wrote:

I definitely want both the Freedom and Amex. I plan on doing the It last and hope they pull EQ since the other two are almost guaranteed to be Experian or TU. From what I've seen Discover pulls EQ fairly often.



Just do it like a pro and open up 3 browsers, and fill out all 3 apps, then bang, bang, bang.........Smiley Happy

 

I have all 3 Cards....me for Amex pulled EX, Discover pulled EQ, Chase pulled TU (approved yesterday!)


...and he makes it sound so simple, haha. Congrats on the approvals! You did all three yesterday in one shot or just the Chase Freedom? I've been contemplating it for awhile, trying to get my utilization to be just right, but I realized that it will never be perfect and right around 12% should be fine. Just dreading the denial screen...


AMEX BCE FEB 1 2014         DISCOVER IT FEB 2 2014           CHASE FREEDOM MARCH 3 ,2014

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
Message 13 of 32
Jitdc2
New Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?

I had some personal experience with this on Sunday. I went Chase Freedom, instant approval. Then Disvoer It, instant approval, then Amex Delta Gold, approved. I only decided to go the the Amex becuse of the success with the Freedom and It, if I could change it I would would have waited on the Amex but oh well.

Message 14 of 32
Rhaeny
Valued Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?

So what's the verdict dbutz?  Inquiring minds want to know!

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 15 of 32
AAstra
Regular Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?

Schwing! Approved for BCE and Freedom. Anybody know if there is any way that I can check my limit amounts?

 

Should I app Discover? I want to but I am wondering if it is worth it...

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 16 of 32
gdale6
Moderator Emeritus

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?


@dbutz1109 wrote:

Schwing! Approved for BCE and Freedom. Anybody know if there is any way that I can check my limit amounts?

 

Should I app Discover? I want to but I am wondering if it is worth it...


Grats on your new cards Smiley Happy

 

Call them for the limits.

Message 17 of 32
AAstra
Regular Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?

 


@gdale6 wrote:

@dbutz1109 wrote:

Schwing! Approved for BCE and Freedom. Anybody know if there is any way that I can check my limit amounts?

 

Should I app Discover? I want to but I am wondering if it is worth it...


Grats on your new cards Smiley Happy

 

Call them for the limits.


Thanks gdale! Will do.

 

How much is too much credit...still pondering the It card.

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 18 of 32
Vegas247
Established Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?

Congrats!!!! Very nice!!!! Only you should make that decision  to get a Discover Card.....I must say though that Discovers website to make online account payments and to check the status of your account as well as free EQ Fico scores are very very nice....and their smart phone app for android is superior!!! One thing is if you get it and then plan to garden....your inquires will all be together and fall off at the same time which would be cool!!!!

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
Message 19 of 32
AAstra
Regular Contributor

Re: How to Spree Tonight - BCE, Freedom, It, possible travel card?

Very true Vegas! I know I won't abuse the credit as I always PIF. Just a little worried about having more than I can use and getting limits dropped or accounts closed because I'm not using it.

 

Is this common?

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 20 of 32
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.