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I applied for U.S. Bank Cash + Visa Signature

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DarkKnight_Credit
New Contributor

Re: I applied for U.S. Bank Cash + Visa Signature


@CreditAggie wrote:

@DarkKnight_Credit wrote:

@CreditAggie wrote:

Congratulations on your US Bank Cash+ approval! Having both cards open will not negatively impact your credit in the long term and they're both great cards.

 

If you no longer have a use for it, closing your secured card would be a good idea so you can get your deposit back. It will continue to age on your reports for 10 years after you close it. 


Thanks! That's good to know.

 

That's what I'm planning on doing. So it won't hurt on my report after it's closed, due to AAoA? It's not the oldest card on my account, but it's the second oldest.


That is correct. Your AAoA will not drop from closing the account for 10 years following the account closure.


Ah ok cool! Thanks

My credit cards:




Starting Score 08/2021: 
Current Score: 
Message 21 of 23
DarkKnight_Credit
New Contributor

Re: I applied for U.S. Bank Cash + Visa Signature


@TG10X wrote:

Congratulations!

 

what credit bureau did US Bank pull?


Thank you!

 

They pulled Experian.

My credit cards:




Starting Score 08/2021: 
Current Score: 
Message 22 of 23
TSlop
Valued Contributor

Re: I applied for U.S. Bank Cash + Visa Signature

Congrats on your approval(s)!


Message 23 of 23
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