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I wasn't gonna app, but.... NFCU nRewards Approval!
I have been approved for my first NFCU credit card - nRewards. Its a secured card for $500.
Siggy is current. Income is 31k per year. Now I really do need to go back to the garden, probably for at least 6 months if not longer. I have my three recommended lines, and now I let time do its thing!
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)




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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
Grats on the new addition to the herd.
One thing people need to remember (especially new credit users and rebuilders) credit is not a race. FIs like to see some solid performance in the early days so they have a feel for the applicant's viability (you use the card and pay in accordance with the T&C).
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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
@Anonymous wrote:Grats on the new addition to the herd.
One thing people need to remember (especially new credit users and rebuilders) credit is not a race. FIs like to see some solid performance in the early days so they have a feel for the applicant's viability (you use the card and pay in accordance with the T&C).
Thanks! So far so good.
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)



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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
Congrats on the approval!
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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
WooHoo!! Congratulations on your NFCU Approval!!👏🏼🍾🥂
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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
Congrats on your NFCU nRewards approval






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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
Congratulations 🎊
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA
Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023
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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
Nice @DogwoodLynx . Got the three and let it grow!!!!!! Congrats!











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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
@FireMedic1 wrote:Nice @DogwoodLynx . Got the three and let it grow!!!!!! Congrats!
Thanks! Its nice to be on the side of victory now!
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)



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Re: I wasn't gonna app, but.... NFCU nRewards Approval!
Congrats on the approval
SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL