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In with DCU finally-Frozen-then released for use-then closed and reopened

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12njoy
Super Contributor

In with DCU finally-Frozen-then released for use-then closed and reopened

Loan Status Detail

 

Application Information
Application StatusINSTANT APPROVEDApplication NumberXXXXXXX
Comments 
StipulationsMOST RECENT PAYSTUB

Lender Information
LenderDigital Federal Credit Union
Address220 Donald Lynch Blvd.
CityMarlboroughStateMA
Zip01752Phone(508) 263-6700
Card Information
Requested Card Approved CardDCU Platinum Visa
Second Card Holder Credit Limit$7,500.00
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 139
138 REPLIES 138
Anonymous
Not applicable

Re: In with DCU finally

$6050 to go! icon_thumbsup.gif

Message 2 of 139
Anonymous
Not applicable

Re: In with DCU finally

Congrats 12! I have a Platinum with them also as well as car loans and checking account Smiley Happy. DCU is a great CU  Smiley Happy

Message 3 of 139
12njoy
Super Contributor

Re: In with DCU finally


@Anonymous wrote:

$6050 to go! icon_thumbsup.gif


Thanks.  You know of anyone with two DCU cards?

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 4 of 139
12njoy
Super Contributor

Re: In with DCU finally


@Anonymous wrote:

Congrats 12! I have a Platinum with them also as well as car loans and checking account Smiley Happy. DCU is a great CU  Smiley Happy


Thanks.  Two years ago, they denied me and I closed my account with them.  At that time, I was denied due to inq's and new accounts.  Both of these conditions still apply but what a turnaround

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 5 of 139
12njoy
Super Contributor

Re: In with DCU finally

Just called DCU about rate/score.  rate is 11.49% and EQ was 696.  Said I could apply for a 2nd card using same pull

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 6 of 139
CreditMagic7
Mega Contributor

Re: In with DCU finally


@Anonymous wrote:

$6050 to go! icon_thumbsup.gif


Less than 48 hours to go Smiley Very Happy

Congrats! 12njoy on landing another popular CU from the pack.

Message 7 of 139
CreditMagic7
Mega Contributor

Re: In with DCU finally


@12njoy wrote:

Just called DCU about rate/score.  rate is 11.49% and EQ was 696.  Said I could apply for a 2nd card using same pull


Make that 15 minutes to go to $800K LoL

Message 8 of 139
12njoy
Super Contributor

Re: In with DCU finally


@CreditMagic7 wrote:

@Anonymous wrote:

$6050 to go! icon_thumbsup.gif


Less than 48 hours to go Smiley Very Happy

Congrats! 12njoy on landing another popular CU from the pack.


Thanks CM7.  I guess I'll go ahead and submit for 2nd card.  It seems they don't have a LOC product

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 9 of 139
Anonymous
Not applicable

Re: In with DCU finally

Congtrats, I also have DCU products including a car refinance at 1.74% and the Platinum 10K at 8.75%, checking and savings. I joined and was approved for everything 60 days ago.

Very unlikely you will get a second card for at least a year. I have a branch next town over. They are a great CU. But they are very conservative.

 

I hope I am wrong and come back and say you were approved for a second card!!

Message 10 of 139
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