@CreditMagic7 wrote:
@12njoy wrote:
@baller4life wrote:
DCU sounds dreadful to deal with. Uggghh! Hope you get it all resolved 12!Thanks baller4life. Just a minor speed bump in the road. One monkey don't stop no show.
And that's all it is. Just a temporary experience that can easily be made up for.
This experience and a few others who have posted about the strange happenings with that CU is good heads up for everyone else.
Appreciate sharing this so others can beware.
Agreed, sharing of information. Others can make an informed decision to skip or move forward with DCU.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
@satasat360 wrote:
@baller4life wrote:
DCU sounds dreadful to deal with. Uggghh! Hope you get it all resolved 12!I'm sorry but I have to disagree. They are a very good CU with very low APR for car loans. But in this case OP tried to get dual approval which might caused them to do manual review and close the approved card as well.
It's an opinion like your's. We all have different opinions and experiences. You'reright they do have excellent car rates.
Received a call from DCU stating that they did a fraud review of my account because I had so much available credit that was not in use. Said they wanted to make sure it was me who actually applied. I'm not sure if I can go for that considering that they never asked me for any more documentation. To make a long story short, the card had previously been mailed out and the limit has been restored. The 2nd card that I applied for will stay denied due to the amount of credit available and new accounts which is the real reason for the freeze IMO.
@baller4life wrote:
Haha I guess your massive portfolio freaked them out. I am glad you were able to keep one of the cards!
Thanks Baller. It was the portfolio, not a fraud issue. To give them credit, they did apologize for the situation. In the grand scheme of things, $7,500 will not make or break me. They're also taking off one of the inq's.
That's great 12! I'm glad it worked out. 