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In with DCU finally-Frozen-then released for use-then closed and reopened

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12njoy
Super Contributor

Re: In with DCU finally-Frozen-then released for use


@redpat wrote:

@12njoy wrote:

@baller4life wrote:
Haha I guess your massive portfolio freaked them out. I am glad you were able to keep one of the cards!

Thanks Baller.  It was the portfolio, not a fraud issue.  To give them credit, they did apologize for the situation.  In the grand scheme of things, $7,500 will not make or break me.  They're also taking off one of the inq's.


Lol, that's an understatement, that comment gave me a good laugh into the long holiday weekend.

 

Congrats 12njoy, enjoy!


If they had agreed to remove the inquiries I would agreed to close everything.  Thanks for congr.  I was strongly encouraged to use the card so I can get an increase in the future.   That was brought up by them because they see that I'm using very little of my credit.   This one will go into the rotation with the rest.  The only card that I use on a regular basis is the BP visa for gas.  The PenFed cash rewards week be a regular use card too since I can get 5%  back off gas

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 121 of 139
12njoy
Super Contributor

Re: In with DCU finally-Frozen-then released for use


@Anonymous wrote:

@12njoy wrote:

Received a call from DCU stating that they did a fraud review of my account because I had so much available credit that was not in use.  Said they wanted to make sure it was me who actually applied.  I'm not sure if I can go for that considering that they never asked me for any more documentation.  To make a long story short, the card had previously been mailed out and the limit has been restored.  The 2nd card that I applied for will stay denied due to the amount of credit available and new accounts which is the real reason for the freeze IMO. 


Congratulations! I'm glad it worked out for you.


Thanks

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 122 of 139
12njoy
Super Contributor

Re: In with DCU finally-Frozen-then released for use


@Anonymous wrote:

That's great 12! I'm glad it worked out. Smiley Happy


Thank you

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 123 of 139
Anonymous
Not applicable

Re: In with DCU finally-Frozen-then released for use


@12njoy wrote:

Received a call from DCU stating that they did a fraud review of my account because I had so much available credit that was not in use.  Said they wanted to make sure it was me who actually applied.  I'm not sure if I can go for that considering that they never asked me for any more documentation.  To make a long story short, the card had previously been mailed out and the limit has been restored.  The 2nd card that I applied for will stay denied due to the amount of credit available and new accounts which is the real reason for the freeze IMO. 


All right, back in the hunt for $800K!

Message 124 of 139
AverageJoesCredit
Legendary Contributor

Re: In with DCU finally-Frozen-then released for use

Congrats 12njoy, probably did a double take on your profile and felt they needed a piece of that actionSmiley Happy. Had to save face somehowSmiley Happy. Now go buy a pack of bubble gum to give your thanksSmiley Happy

Sorry, it s FRIDAY!!!!Smiley Wink
Message 125 of 139
12njoy
Super Contributor

Re: In with DCU finally-Frozen-then released for use


@Anonymous wrote:

@12njoy wrote:

Received a call from DCU stating that they did a fraud review of my account because I had so much available credit that was not in use.  Said they wanted to make sure it was me who actually applied.  I'm not sure if I can go for that considering that they never asked me for any more documentation.  To make a long story short, the card had previously been mailed out and the limit has been restored.  The 2nd card that I applied for will stay denied due to the amount of credit available and new accounts which is the real reason for the freeze IMO. 


All right, back in the hunt for $800K!


So it appears Smiley Wink

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 126 of 139
12njoy
Super Contributor

Re: In with DCU finally-Frozen-then released for use


@AverageJoesCredit wrote:
Congrats 12njoy, probably did a double take on your profile and felt they needed a piece of that actionSmiley Happy. Had to save face somehowSmiley Happy. Now go buy a pack of bubble gum to give your thanksSmiley Happy

Sorry, it s FRIDAY!!!!Smiley Wink

Thanks

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 127 of 139
Anonymous
Not applicable

Re: In with DCU finally-Frozen-then released for use

This thread is making the rounds. Smiley LOL

Message 128 of 139
AverageJoesCredit
Legendary Contributor

Re: In with DCU finally-Frozen-then released for use

Yeah it could be the headline:

In with DC Universe, finally "FROZEN"( the movie) then released for United States Everywhere Smiley Happy lol

Crazy pop culture finds it way to myfico with a fabulous storyline of surprise, betrayal, and redemption, only a True myficoer could love

Film starts at 12 NJOY!!!!!!!!!!!!! GREAT WEEKEND EVERYONE!!!!!!
Message 129 of 139
Anonymous
Not applicable

Re: In with DCU finally-Frozen-then released for use

@ AverageJoes... LOL

@ Hum... Double LOL

 

@ 12...All's well that ends well. Happy for you.

Message 130 of 139
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