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In with the AMEX

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abbafan
Regular Contributor

In with the AMEX

Finally, I got approved for BCE with $1k limit. Was very surprised cuz my FICO score is 630. So how does this limit increase work? In 60 days I can request additional $2k to make it $3k, and the same for the next 2 months?
Discover IT $15500, Barclay Rewards $12380, Barclay Ring $13000, Cap1 Savor $7250, Chase Freedom Unlimited $9000, Best Buy Visa $12000 , Bethpage Low Rate MC - $9000, Bethpage LOC - $15000, CITI Double Cash - $21000
EQ 783
TU 798
EX 767
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: In with the AMEX

Congrats! Just to clarify...61 days! After that, it's 6 months between approved increases and 3 between CLI denials.

Message 2 of 15
Anonymous
Not applicable

Re: In with the AMEX

Congrats!

I applied for bce and was approved for 1k also. Tan i asked for amex ed card. After five days hold i was approved for 10 k for the ed. It was another hard pull but super worth it
Message 3 of 15
Anonymous
Not applicable

Re: In with the AMEX


@abbafan wrote:
Finally, I got approved for BCE with $1k limit. Was very surprised cuz my FICO score is 630. So how does this limit increase work? In 60 days I can request additional $2k to make it $3k, and the same for the next 2 months?

Congratulations to you!...Thanks for sharing.Smiley Happy

Message 4 of 15
Anonymous
Not applicable

Re: In with the AMEX


@Anonymous wrote:
Congrats!

I applied for bce and was approved for 1k also. Tan i asked for amex ed card. After five days hold i was approved for 10 k for the ed. It was another hard pull but super worth it

 

I'm also in the same boat - I was approved for the BCE with a $1K limit and they just don't seem to want to give me any CLI's on it.  I've had it since March and tried for a CLI in June and they didn't even counter with anything, just a flat out denial of "account too new".  I'm going to try again at the end of August and see if I'll get lucky.

 

I'm going to apply for the ED card in a week or so - A couple of questions for you:

 

How long did you have your BCE before you applied for the ED?  Did you get a targed email a few weeks ago?  Prequal - Or did you cold app?

Message 5 of 15
alextercero
Super Contributor

Re: In with the AMEX

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 15
Lymin
New Contributor

Re: In with the AMEX

Congrats, welcome to the family.

Gardening since 8/13/2016

Message 7 of 15
Vegas4Play
Valued Contributor

Re: In with the AMEX

Congrats on your approval !!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 8 of 15
Anonymous
Not applicable

Re: In with the AMEX

Thinslicedbread i didn't get any emails nor was I prequalified for either card. I applied the next day after bce approval. It was put on hold for five days. On the fifth day i was approved for the ed. I signed in and the limit was 10k.
Message 9 of 15
Anonymous
Not applicable

Re: In with the AMEX

Fantastic!  Thanks for the information.

Message 10 of 15
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