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JCp Synchrony cli solution clip hanger.

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firefox100
Senior Contributor

JCp Synchrony cli solution clip hanger.

eI have a JCP store credit card with a 15K limit. Called credit solution about an hour ago to ask for limit increase from 15K to 18K Gave person on the phone all the info he ask for in less then 30 second, was your account can't get an increase at this time you will get  a letter in 7 days. I ask the guy if he could take another look he said no. I hung up the phone and called back five mins later and spoke to another guy who ask all the same questions over this time I was told please hold on it is going to take about five mins to look over your credit report he came back on the line said your new credit line is now 18K. What heart ponder this was, one guy just said nothing I can do another person was so nice and got credit line increase.

Message 1 of 15
14 REPLIES 14
AllZero
Mega Contributor

Re: JCp Synchrony cli solution clip hanger.

Congratulations on your CLI!

Message 2 of 15
Anonymous
Not applicable

Re: JCp Synchrony cli solution clip hanger.

You're asking for increases right now when Sync has been shutting down accounts? Calling once was risky enough but twice in the same day may attract some unwanted attention. 

Message 3 of 15
CreditAggie
Community Leader
Super Contributor

Re: JCp Synchrony cli solution clip hanger.

Congratulations on your JCP CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 15
firefox100
Senior Contributor

Re: JCp Synchrony cli solution clip hanger.

 

I am staying home and bored so why not live dangerously It is Jcp card with no balance on it.

Message 5 of 15
credit_is_crack
Valued Contributor

Re: JCp Synchrony cli solution clip hanger.


@firefox100 wrote:

 

I am staying home and bored so why not live dangerously It is Jcp card with no balance on it.


Congrats @firefox100! Fortune favors the brave! 

Message 6 of 15
M_Smart007
Legendary Contributor

Re: JCp Synchrony cli solution clip hanger.

Congrats!

Message 7 of 15
firefox100
Senior Contributor

Re: JCp Synchrony cli solution clip hanger.

 

Up date to Jcp credit line increase clip hanger. As you know I made 2 phone calls to Synchrony bank for 3K increase on my JCP store card, the first person told me no can do. The second call I was able to get an increase after five minutes on the phone. A letter came in the Mail today from Synchrony bank saying we can not increase credit line on the account becauseit exceeds policy for this account. The botton line is that I was able to call back and talk to another person who took another look and was able to over ride decision and grant increase, where bank like Capital one you can't talk to live person to over ride or change decision by the capital one computer. Synchrony bank for me has better customer service.

Message 8 of 15
AverageJoesCredit
Legendary Contributor

Re: JCp Synchrony cli solution clip hanger.

Whats a clip hanger?

Message 9 of 15
UH_HUH
Valued Contributor

Re: JCp Synchrony cli solution clip hanger.


@firefox100 wrote:

eI have a JCP store credit card with a 15K limit. Called credit solution about an hour ago to ask for limit increase from 15K to 18K Gave person on the phone all the info he ask for in less then 30 second, was your account can't get an increase at this time you will get  a letter in 7 days. I ask the guy if he could take another look he said no. I hung up the phone and called back five mins later and spoke to another guy who ask all the same questions over this time I was told please hold on it is going to take about five mins to look over your credit report he came back on the line said your new credit line is now 18K. What heart ponder this was, one guy just said nothing I can do another person was so nice and got credit line increase.


HUCA take a bow!!!! 

Congratulations on your Synchrony success!!!

Enjoy your new CLI :-)

Cheers

Message 10 of 15
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