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Just approved for Discover IT Cash Back!

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Anonymous
Not applicable

Just approved for Discover IT Cash Back!

Very excited here! I've been gardening for a while, keeping an eye on credit karma for my reports as well as my actual FICO scores. This year and next is where all my baddies drop off, and these past few months I've seen several thousand in back debt being wiped. I lost a couple hard inquiries too. So I had been checking pre-approval links pretty religiously, and Disco had been giving me approval for their secured card only. Today I got a glossy envelope in the mail that told me to check -- about 2 weeks after I last looked. Lo and behold, approved for Cash Back with a fixed APR listed. They gave me 1k to start. Is that lower than normal? How do CLI's work with Discover?

 

Super stoked.

Message 1 of 11
10 REPLIES 10
macinjosh
Senior Contributor

Re: Just approved for Discover IT Cash Back!

Congrats!

Samsung Financing TD Bank $3,200


Message 2 of 11
Anonymous
Not applicable

Re: Just approved for Discover IT Cash Back!

Congrats on your Disco IT approval! Smiley Happy

Message 3 of 11
Anonymous
Not applicable

Re: Just approved for Discover IT Cash Back!

Congrats on your approval !!!

 

 

Message 4 of 11
luxlight
Regular Contributor

Re: Just approved for Discover IT Cash Back!

Congratulations on the approval. And honestly that's not a bad starting line from Discover as I was started off with $750 with no credit history. You can request CLIs from discover whenever you want as its usually a soft pull via their website. Also if you ever get an auto credit line increase, you can try to double dip to increase the total amount. As long as you take care of your credit card, you should do fine. Discover seems to have no order to when they grant CLIs though.



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 5 of 11
pinkandgrey
Senior Contributor

Re: Just approved for Discover IT Cash Back!

Congratulations! Disco is great with CLIs. And fast too. Use it well and it will grow more than any other card.
Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 6 of 11
Marz2002
Senior Contributor

Re: Just approved for Discover IT Cash Back!

CONGRATS on your Approval and Welcome to the DISCO family!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 7 of 11
Anonymous
Not applicable

Re: Just approved for Discover IT Cash Back!

I believe $500 is the lowest sl for Discover but don't hold me to that. Congrats though! I just got mine and I love it.

Message 8 of 11
5KRunner
Frequent Contributor

Re: Just approved for Discover IT Cash Back!

Congrats on the approval. Discover it is a great card, especially with double cash back after the first year!
Message 9 of 11
Anonymous
Not applicable

Re: Just approved for Discover IT Cash Back!

Congratulations on your approval!! That’s a great feeling Smiley Happy
Message 10 of 11
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