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Just got AMEX ED, CLI approved but left limit on the table

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Anonymous
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Just got AMEX ED, CLI approved but left limit on the table

I just got my AMEX ED card today, I am excited to even have been approved (initial approval 3k). I have debated over the week if I should try an opening CLI or if I should wait, my main thinking is I don't want to try a CLI and get denied.  I activated the card (looks really cool by the way) and decided to take a look at the CLI request, it asks what you desire, thinking that the 3X CLI might be a little greedy given that my highest limit for a card where I am the primary is $750, I asked for 6k and thought for sure I would get denied but wow I was approved. I suspect if I would have asked for 9k I would have received it but that is fine.  It is my understanding that I can ask again in 91 days so I will hope to get to 18k at that time.  Thanks to everyone here for making it possible to go from a $300 CL cap one card to 6k AMEX ED in about a year.

Message 1 of 7
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Anonymous
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Re: Just got AMEX ED, CLI approved but left limit on the table

congrats

Message 2 of 7
NRB525
Super Contributor

Re: Just got AMEX ED, CLI approved but left limit on the table

Congratulations, both on the card and on the quick CLI.

 

You will have to wait 181 days, after the approval, to ask for another CLI. No problem, $6k is a great starting limit with an AMEX. 6 months gives you a good chance to show your worth.

 

After a denied CLI, then you would wait 91 days to ask again.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 3 of 7
alextercero
Super Contributor

Re: Just got AMEX ED, CLI approved but left limit on the table

Congrats

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Message 4 of 7
Anonymous
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Re: Just got AMEX ED, CLI approved but left limit on the table


@NRB525 wrote:

Congratulations, both on the card and on the quick CLI.

 

You will have to wait 181 days, after the approval, to ask for another CLI. No problem, $6k is a great starting limit with an AMEX. 6 months gives you a good chance to show your worth.

 

After a denied CLI, then you would wait 91 days to ask again.


Good to know, got my 91 and 181 days mixed up.  If I can get 3x to 18k in 181 days I will be over the moon.

Message 5 of 7
Anonymous
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Re: Just got AMEX ED, CLI approved but left limit on the table

Congrats and best of luck!!

Message 6 of 7
Anonymous
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Re: Just got AMEX ED, CLI approved but left limit on the table

Congrats! Nicely done.
Message 7 of 7
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