No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Yes, being invested is really important! Remember, I am only 18 so my portfolio is more diverse and I am definitely not picking winners and losers on a daily baisis - that's for sure!
Anyway, thank you all for the kind welcoming- I am so happy to have found this community.
Congrats on your approvals! Great start!![]()
Welcome To myFICO Forums and

Congrats on your approvals!
I just wanted to share that there have been some serious hits on my FICO scores! I mean the two original application took a total of 17 points!! Now, I personally think it's some kind of adjustment because, I have taken another 27 point hit - excessive to put it mildly. Just applied for the two cards in one day = 17 points - so not at all sure what's with the xtra points being taken off. Any opinions appreciated & thanks again for the warm welcome. Cheers
@Anonymous wrote:I just wanted to share that there have been some serious hits on my FICO scores! I mean the two original application took a total of 17 points!! Now, I personally think it's some kind of adjustment because, I have taken another 27 point hit - excessive to put it mildly. Just applied for the two cards in one day = 17 points - so not at all sure what's with the xtra points being taken off. Any opinions appreciated & thanks again for the warm welcome. Cheers
Inquiry score hits
AoYA Score hit
possibly AAoA hit
Don't worry, they will come back![]()
Excellent, thank you for the terminology!! I mean, if I am not applying for a mortgage or a car. Any more cards - why cares right? Pay in full every month - keep it 1% 2% and watch for the love button. I think I am right on these points but, any help is Certainly Appreciated - you all are so awesome!
thanks!
Congratulations on your approval!!
The first of many I am sure.
Enjoy your success,
Cheers
Thank you all for the wonderful welcome. This is the best site for a young person to grow up on -financially & posting mistakes and downturns help us all grow and become better at handling our own credit. So, please keep it coming!! Love to you all - stay safe and please remember I am only 18 so be patient and have plenty of kindness if I do not get point of your post right away. I really am studying the credit world very hard.
Cheers,