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Key Bank Cash Rewards CLI

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12njoy
Super Contributor

Key Bank Cash Rewards CLI

I have a ton of credit with Key Bank.  At any point, I called in to request a CLI on my Cash Rewards that I've had for a little over one year without any increase.  Went through the proper screening and the rep said it would be a hard pull.  I agreed based on previous CLI on other Key Bank accounts without a HP.  Came back with an instanct CLI of $2,500.  Total limit now is $10,000.  I have 7 HP's on EQ for 2020.  I verified on my Equifax credit monitoring that it was indeed a SP and not HP.  They've never been inquiry or new account sensitive to me.  They do appear to want to see usage on the card for the past 6 months though.  I've gotten the following accounts over time with them in quick succession:

Cash Rewards 10k

Key2More Rewards 12.5k

Key2More Rewards 12k

Lattitude 30k

Lattitude 14.5k

LOC 28.5k

Signature Loan 20k

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 37
36 REPLIES 36
AllZero
Mega Contributor

Re: Key Bank Cash Rewards CLI

Congratulations on your CLI!
Message 2 of 37
M_Smart007
Legendary Contributor

Re: Key Bank Cash Rewards CLI

Congratulations!

Message 3 of 37
12njoy
Super Contributor

Re: Key Bank Cash Rewards CLI


@AllZero wrote:
Congratulations on your CLI!

Thank you

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 4 of 37
12njoy
Super Contributor

Re: Key Bank Cash Rewards CLI


@M_Smart007 wrote:

Congratulations!


Thanks

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 37
cashorcharge
Community Leader
Super Contributor

Re: Key Bank Cash Rewards CLI

That's terrific!!  Congratulations on your approval!! 🎉🥂

Message 6 of 37
12njoy
Super Contributor

Re: Key Bank Cash Rewards CLI


@cashorcharge wrote:

That's terrific!!  Congratulations on your approval!! 🎉🥂


Thank you

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 7 of 37
coreyb80
Super Contributor

Re: Key Bank Cash Rewards CLI

Congrats on the increase!

Message 8 of 37
12njoy
Super Contributor

Re: Key Bank Cash Rewards CLI


@coreyb80 wrote:

Congrats on the increase!


Thank you

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 9 of 37
gdale6
Moderator Emeritus

Re: Key Bank Cash Rewards CLI

Pretty good relationship overall with Key, grats on getting the CLI Smiley Happy

Message 10 of 37
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