Keypoint CU Cash Rewards Visa $15,000.00 ***Approv... - myFICO® Forums - 6427166

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Keypoint CU Cash Rewards Visa $15,000.00 ***Approval

Ran online pre-approval (not a CU member / but in their footprint)

Pulled EX (don't know what flavor?) 36/24 Inqs. (8 scoreable) > EX FICO8 786

Added DL, SS card and front page of bank statement during app. process

Applied for smart savings after the fact.

$100 SUB for $500 spend within the 1st 60 days.

APR - They must be related to PenFed

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Message 1 of 24

23 REPLIES 23

You've been slaying some lenders lately!!!

Congrats my friend on another approval!!

Message 2 of 24

Congratulations on your Keypoint CU approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Message 4 of 24

Congratulations on your approval!!

Message 5 of 24

I am one step behind again... HAHAHAHAHA!! I just need to read faster...

This is awesome!! Congratulations @M_Smart007 👏🏼🎉🍾

Message 6 of 24

The lenders are absolutely loving your profile...congrats on the excellent approval!!

Message 7 of 24

Congrats again! 👍

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

Message 8 of 24

Congratulations.

$18,000 Chase Sapphire Preferred Visa Signature 01/23

$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$6,500 PenFed Gold Visa 06/16

$33,000 NFCU cashRewards Plus Visa Signature 05/25

$31,400 American Express Blue Cash Preferred 04/24

$18,900 Citi Custom Cash World Elite Mastercard 07/22

$9,900 Citi Strata World Mastercard 11/24

$25,000 Wells Fargo Autograph Visa Signature 10/21

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$12,000 Discover it Cash Back 12/20

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

$15,000 Synchrony CareCredit Rewards Mastercard 09/25

$8,500 Imprint Eddie Bauer World Mastercard 11/24

$7,200 TBOM Kay Jewelers 11/17

2014 Corvette Stingray

EQ8 780, TU8 748, EX8 771 as of January 5

AZE9 - 6% Utl - New Cards: 1/6, 2/12, 6/24

Message 9 of 24

Congrats!!! Making history with these CUs

Message 10 of 24