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Kinecta no HP!

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Creditplz
Valued Contributor

Kinecta no HP!

D7A44544-31CF-45D7-8AB9-6F5DBC964C36.jpeg

 

4C7E8009-E126-4070-A6C0-86CAEB2AFA59.jpeg

Got approved for the Myperks @ $40k, and a personal loan at $25k with no HP, accepted the personal loan cause the rate was the 7.24% they advertised and was already deposited  

Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Kinecta no HP!

@Creditplz  So jealous. Need to join Kinecta ASAP!

Message 2 of 21
Credit4Growth
Senior Contributor

Re: Kinecta no HP!

😃 Nice offers.
Congratulations to you on the loan!

Congratulations on both!  What a day for you!

 

Edited

Message 3 of 21
Creditplz
Valued Contributor

Re: Kinecta no HP!

Thanks! And sorry I worded it weird, still driving in traffic..

 

I clicked accept to both offers, the deposit shows as pending in the savings, and the CC hasn't shown up yet on my online app but shows approved $40k! 

I love Kinecta!!!

Message 4 of 21
KingRue8500
Senior Contributor

Re: Kinecta no HP!

Congrats on your Kinecta approvals




Message 5 of 21
Traveler101
Established Contributor

Re: Kinecta no HP!

How did you find a pre-approval? It use to be on their home page to pre-qualify?

Message 6 of 21
CreditAggie
Community Leader
Super Contributor

Re: Kinecta no HP!

Congratulations on your Kinecta approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 21
Creditplz
Valued Contributor

Re: Kinecta no HP!

They emailed me and it specifically said they wouldn't pull credit! It just asked for my income.

 

I just deposited 35k in Manhattan beach branch last week, not sure if that helps 

Message 8 of 21
nytokyobred79
Valued Contributor

Re: Kinecta no HP!


@Creditplz wrote:

D7A44544-31CF-45D7-8AB9-6F5DBC964C36.jpeg

 

4C7E8009-E126-4070-A6C0-86CAEB2AFA59.jpeg

Got approved for the Myperks @ $40k, and a personal loan at $25k with no HP, accepted the personal loan cause the rate was the 7.24% they advertised and was already deposited  


Congrats on your approvals, especially that awesome SL. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $216,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $70K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 9 of 21
babygirl1256
Senior Contributor

Re: Kinecta no HP!

Congrats on your Kinecta loan -and- credit card approval . . . that's super awesome!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 21
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