Langley FCU approval

[Marz2002]

CONGRATS @UH_HUH on your Langley FCU Rewards card approval and Thanks for the DPs - Way to GO!!! 

[Jnbmom]

Congrats @Uh_UUH

Hmmmm another CU , oh never mind I have to be good 😂😂

[M_Smart007]

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@Jnbmom wrote:
Congrats @Uh_UUH

Hmmmm another CU , oh never mind I have to be good 😂😂

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Oh come on, what's one more? Maybe @GApeachy can add to this?

[UH_HUH]

You do you @Jnbmom :-)  But they are really fast....not like BECU ;-)

[Jnbmom]

@M_Smart007

Don’t get my sistah in on this 🤣🤣🤣🤣

[AverageJoesCredit]

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@UH_HUH wrote:

Hi guys,I was just starting to type this when

my phone rang.Was another local credit union I forgot

I applied to earlier this morning letting me know

I was accepted for membership. Wanting to know if I want a CC<duh>

Will let you guys know how

that turns out. LOL just got another call,this time from Langley

letting me know they are sending me my credit card. OK going to start over.

I read as many of @AverageJoesCredit as I can so he gets credit for this one.

First off this was the EASIEST credit union I have ever joined,and now

the fastest to send a CC. I applied for membership at about 11:00 A.M.

funded account with $5.00 in savings and checking.

Was allmost instant approval to join.

Got the Welcome email and my membership #

Promptly enrolled in online banking and went

to the loan icon. Asked for a loan,credit variety,and filled out all

the lines.Hit send and was approved for $16,400

Was offered either the Rewards card @16.25 or the low interest card.

Went low interst @12.25 I believe. Now that was about an hour

from joining,to apping,to actually getting the card mailed.

I am duly impressed! I have not recieved any HP notifications so I'm not

sure who they pulled yet,but will update when I know.

General DP's

750 FICO8 average

67,000 income reported

hp's are ridiculously high

440K in trade lines

no baddies,no BK

DTI 4%

AAOA 1 year 4 months

AAoA 14 years

newest card obtained...2 BB&T cards about 

3 weeks ago

Thank you for allways sharing your credit DP's AJC,good or bad

It helped me alot,and I'm sure many more!

Cheers

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I am very happy for you buddy. I saw your 2nd approval first so I'll just have Peanut butter  with this one lol.  I always felt someone with a nice income can do very nicely with Langley. As sad as i was on my recent cli denial, i still have to give them huge props for giving me a 5k card, a 2k LOC, and an auto cli in 1 year.  Penfed could take a note on how to treat ALL its members who use their credit responsibly  , lots of credit or not. 

Enjoy a great day sure more to come🙋‍♂️💳🔥

[GApeachy]

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@UH_HUH wrote:

First off this was the EASIEST credit union I have ever joined,and now

the fastest to send a CC. 

Congrats yet again!  These stories get better and better. Awesome limit.

@Jnbmom @M_Smart007  thanks for the summons.....I'm on it!   

@UH_HUH if they co-op share with my CU would I still need to join Langley to qualify for their card?

[Anonymous]

Wow, congratulations!!
I also joined Langley FCU last week. I opened a savings acct. They emailed me a “Thanks for opening X savings acct” email but nothing else. The funding has gone through also. But I can’t register for online banking because I have no idea what my member # is. It was super simple to join. I guess I need to call them or wait on whatever they mail me.

They emailed you your member number?

[Anonymous]

Congratulations

[gingerflower]

Does anyone know if a resident in Hawaii would qualify to join Langley Fcu?