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Good evening my fellow ficoers,
So I recently logged into my Macy's account online and received the popup invitation to upgrade my Macy's store card to the Amex version. I didn't upgrade immediately because I wanted to make sure it wasn't a hard pull and also wanted confirmation that my account history would remain in tact. After I called and was told the answers I wanted to hear, I logged back into my account and the invite vanished! I spoke with the credit department and they assured me my account is eligible. It seems like a tech issue. I'm told it should reappear soon. I'm impatiently waiting! I'd much rather have the Amex version!
So tonight I figured why not try for an increase while I'm waiting for the popup to re-appear. My limit before the call was $15,000. I called up tonight and initially asked for a $10K increase but then I asked for $5K instead. Instantly approved. New credit line is $20,000. Not bad for a Macy's store card. Maybe I should've kept to the original ask of $10K?? . It was a soft pull and the only question asked was how much I wanted to increase the credit line to. I'm guessing I can call back for another increase once I actually get the Amex upgrade!
DP are in updated signature!
Uncle Money
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
Congratulations on your CLI!!
Thanks for the DP's and the write up @Uncle_Money , congrats on the CLI
Congratulations on your Macy's SP CLI!!
Congrats on your CLI!
Congratulations on your Macy's CLI!
Congrats on your Macy's CLI! That limit should be able to go up to $25k with your next SP request in just over a month! 🎉
Congrats on the increase!
Grats on your move up!!