@calisig wrote:
@12njoy wrote:Scores took a major hit but still in the high 700's.
Please let us know how your scores do when the new cards start to show on your reports. TIA and congratulations!
It's been a wild ride but scores should shoot back up in 2 months when credit card det shows as paid. Had to take advantage of these opportunities while it was good.
EX 751
EQ 777
TU 780
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
so far you've only taken the ding for the HP's. As each new account get's added to your report - at the closing of your first billing cycle - your scores should take another drop. then start to increase three months after opening dates. It will be interesting to note how much the second dip drops, and then when they start to increase. Thanks for sharing
13Oct22 Exp F8: 812
@calisig wrote:so far you've only taken the ding for the HP's. As each new account get's added to your report - at the closing of your first billing cycle - your scores should take another drop. then start to increase three months after opening dates. It will be interesting to note how much the second dip drops, and then when they start to increase. Thanks for sharing
Everything from this post is reporting with the exception of new card from Tower. Just to clarify for others, "the closing date of first billing cycle" doesn't always mean a full 30 day cycle after opening (for reporting purposes) as some creditors report at different times and/or immediately. With only one card from this post not reporting (also added 1 card after this post) my scores are pretty much settled. I might have a couple/few points decrease when the 2 other accounts post, but nothing significant. Also, within the next 2 months as my now paid credit card debt starts to report, scores will shoot right back up.