Because of the MyFico community I have already learned a lot about managing my credit. I have already pulled my scores over 700 across all 3 bureaus...with TU at 736. I just finished some researching here on Lowe's. I have had my lowe's card for over 3 years. SL was $400 and it eventually moved to $800 where it has been for almost two years. There were many suggestions to put in $25000 when you ask for a CLI. Since I determined it would be a soft pull and I had never tried for a CLI before at Lowe's I figured Why Not! I did as suggested and requested $25,000 expecting my computer to roll over laughing. I didn't get the $25,000 but they did counter with $12,000. Needless to say, I was in shock.
I sincere thanks to this community for everything I have learned so far and looking to the future!!!
Congrats. Nicely done.