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Lowe's Shocker

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Established Member

Lowe's Shocker

Because of the MyFico community I have already learned a lot about managing my credit.  I have already pulled my scores over 700 across all 3 bureaus...with TU at 736.  I just finished some researching here on Lowe's.  I have had my lowe's card for over 3 years.  SL was $400 and it eventually moved to $800 where it has been for almost two years.  There were many suggestions to put in $25000 when you ask for a CLI.  Since I determined it would be a soft pull and I had never tried for a CLI before at Lowe's I figured Why Not!  I did as suggested and requested $25,000 expecting my computer to roll over laughing.  I didn't get the $25,000 but they did counter with $12,000.  Needless to say, I was in shock.

 

I sincere thanks to this community for everything I have learned so far and looking to the future!!!

Lowest Known Scores: EQ:548 TU:575 EX:574 March 2018
Starting Scores: EQ:688 TU:710 EX:706 September 2018
Current Scores (12/18/18): EQ:782 TU:798 EX:785 December 2018
Goal Score: 750 across the board by Jan 1, 2019


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Message 1 of 7
6 REPLIES 6
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Community Leader
Mega Contributor

Re: Lowe's Shocker

Well done, that how a true MFer rollsSmiley Happy
Message 2 of 7
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Valued Contributor

Re: Lowe's Shocker

Kudos on the Gigantic increase!


Message 3 of 7
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Frequent Contributor

Re: Lowe's Shocker

Congrats. Nicely done. 




RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold
Message 4 of 7
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Regular Contributor

Re: Lowe's Shocker

Haha that's great. Congrats!



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 5 of 7
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Valued Contributor

Re: Lowe's Shocker

Congrats on the CLI! It's always good to shoot for the stars when it's an SP, that's what I always do. On my BoA, I put $100k.


Scores - All bureaus 756 +
TCL - Est. $275K
Message 6 of 7
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Valued Member

Re: Lowe's Shocker

Are CareCredit CLIs soft pulls?
Message 7 of 7
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