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Lowes CLI

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New Member

Lowes CLI

First post here. Applied for Lowe's credit card a couple months ago and was approved instantly with a SL of $2,000. Tried to get a CLI both online and calling and both ways received the message that I couldn't receive an increase at this time. Got the letter in the mail and it stated that I didn't have enough experience with the current credit limit. Put a couple hundred dollars on the card and paid in full after the statement cut. Decided to try again today and asked for the top limit of $35,000 and BOOM! Granted! I'm so pumped right now. We are looking at redoing our kitchen and this will definitely come in handy!

 

Thanks to everyone who posts on here. I've been reading for months and had to post something with this great news!

Message 1 of 21
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Moderator

Re: Lowes CLI


@Winchester01 wrote:

First post here. Applied for Lowe's credit card a couple months ago and was approved instantly with a SL of $2,000. Tried to get a CLI both online and calling and both ways received the message that I couldn't receive an increase at this time. Got the letter in the mail and it stated that I didn't have enough experience with the current credit limit. Put a couple hundred dollars on the card and paid in full after the statement cut. Decided to try again today and asked for the top limit of $35,000 and BOOM! Granted! I'm so pumped right now. We are looking at redoing our kitchen and this will definitely come in handy!

 

Thanks to everyone who posts on here. I've been reading for months and had to post something with this great news!


Sweet, in one fell swoop none the less. Used to have steps you had to go through to get there (12, 17, 25K). Congrats and welcome to the board Smiley Happy

Message 2 of 21
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Regular Contributor

Re: Lowes CLI


@Winchester01 wrote:

First post here. Applied for Lowe's credit card a couple months ago and was approved instantly with a SL of $2,000. Tried to get a CLI both online and calling and both ways received the message that I couldn't receive an increase at this time. Got the letter in the mail and it stated that I didn't have enough experience with the current credit limit. Put a couple hundred dollars on the card and paid in full after the statement cut. Decided to try again today and asked for the top limit of $35,000 and BOOM! Granted! I'm so pumped right now. We are looking at redoing our kitchen and this will definitely come in handy!

 

Thanks to everyone who posts on here. I've been reading for months and had to post something with this great news!


Conrats. Did you call to ask for the increase? I have a 1500 limit with them and owe 958. I need to remodel my home and need more credit. What are your data points as far as scores if you dont mind sharing. Thanks.

Current FICO





Credit Cards:
PenFed 11k/17.5k
Lowe's 0/5000
Wayfair 248/4500
Best Buy Citi 0/1500
Discount Tire 0/1800
Credit one 0/800
PayPal MC 0/3500

Discover 0/9000 Misc:
Ch 7- 02/2013
7 baddies Nov 2016 thru March 2017 (ill and hospitalized)
Message 3 of 21
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New Member

Re: Lowes CLI

I had called originally but was not approved. This time I did it online as the lady on the phone told me that it didn't matter either way. It should have the same outcome. Credit score of 748. Hopefully you can have the same outcome! Good luck!!

Message 4 of 21
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Regular Contributor

Re: Lowes CLI

Thank you but my scores are much lower. Im at 678,640, 660. I better wait. Im sure its a harp pull.

Current FICO





Credit Cards:
PenFed 11k/17.5k
Lowe's 0/5000
Wayfair 248/4500
Best Buy Citi 0/1500
Discount Tire 0/1800
Credit one 0/800
PayPal MC 0/3500

Discover 0/9000 Misc:
Ch 7- 02/2013
7 baddies Nov 2016 thru March 2017 (ill and hospitalized)
Message 5 of 21
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Valued Contributor

Re: Lowes CLI

Congratulations on your Lowe's CLI!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 6 of 21
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New Member

Re: Lowes CLI

@ddamage 

 

It's a soft pull with Lowe's. Always worth a try. Ask for the highest. They will counter from what others have said. Can't hurt with a soft pull. Good luck!

Message 7 of 21
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Super Contributor

Re: Lowes CLI

Congratulations on your CLI!
Message 8 of 21
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Regular Contributor

Re: Lowes CLI


@Winchester01 wrote:

@ddamage 

 

It's a soft pull with Lowe's. Always worth a try. Ask for the highest. They will counter from what others have said. Can't hurt with a soft pull. Good luck!


I pulled the trigger and asked for 15k they came back with 5k. So I go from 1500 to 5k. Ill take it. 

Current FICO





Credit Cards:
PenFed 11k/17.5k
Lowe's 0/5000
Wayfair 248/4500
Best Buy Citi 0/1500
Discount Tire 0/1800
Credit one 0/800
PayPal MC 0/3500

Discover 0/9000 Misc:
Ch 7- 02/2013
7 baddies Nov 2016 thru March 2017 (ill and hospitalized)
Message 9 of 21
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Established Contributor

Re: Lowes CLI

Uuhhh wow!! Well that's how its done!! Nicely done!

NFCU More Rewards 20K CL
NFCU Cash Rewards 1500 CL
Discover IT 1000 CL
Capital One Quicksilver 500 CL (formerly Platinum)
Message 10 of 21
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