After lurking and gardening then failing and falling victim to spousal financial abuse I have come full circle.
The building I worked so hard for in 2011 went to s*** bc of spouse in 2016 and now all of that is falling away.
But in the middle of it all I kept using and paying one credit card, my only current account, the Delta Skymiles Platinum.
For folks pissed at Amex know that right now is the time to ask them for concessions like CLIs and new cards. I did my monthly call to lower my API the other night and though they wouldn't budge on it they offered me a $5k CLI (from $4400)
Twas a soft pull. The next day the Amex app offered me an upgrade to the Reserve card which I took.
Sitting pat on 798 Exp 777 Equ and 765 TU scores, knowing that soft pull was in place, I took the leap and applied for the Blue Cash Everyday which was instantly approved at $15k.
I then applied for The Platinum card bc why not have a safety card for when a helicopter crashes into your house? I was directed to call a "Need More Info" line which turned out to just be a security check and I was approved.
My short term major goal is to convert my sole proprietor consulting business to an LLC and eventually get SB support from Amex.
Side note, I stupidly, bc Wine, applied for Citi Custom Cash in between Amex apps and was declined - the rep at recon told me it was bcause I didn't have enough credit cards.
Hand gesture at Citi. ❤️Amex
NFCU Visa 35k | NFCU Platinum 35k | Cap1 QS 13K | Cap1 QS 11.5K | Barclay MC 15k | Delta Gold Amex 34K | Discover IT 16K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 6.5k |
Never Give Up!!
