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I hit the walmart luv button and got 150 CLI, now will I be able to still call credit solutions once my credit score hits 650 in a few weeks or do I have to wait 4 months to get another?
You can call Credit solution at anytime during their normal business hours no matter if you did a CLI that same day, you could call them multiple times if you wanted too
You can call them or use the Chat feature for CLI. When you do ask for 10k With your score chances are they will counter with 3.5k or 5k GL let us know the turn out.
I agree, call them! Usually they will counter if you aim high. There are many threads on here that verify this. It's definitely worth a shot. Good luck!
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










Call them, better cgances of them pulling a fresh report also. I got a denial on an increase in the mail today from Wal-Mart that is dated Dec 17 but the attempt at a CLI was March 25. Same thing happened with Amazon so I called in and they pulled a fresh one and went from $750 to $3500
I don't really believe in the "CLI every 4 months" deal.
I've only had my Walmart, Amazon, & Old Navy cards for 2 months. Walmart started at $800, Amazon $700, & Old Navy $200.
My score has gone from 630 since applying 2 months ago, to a 670 now. So, I figured I would ask for an increase on all 3. Walmart increased me to $5000 (which I called right back and got another $1000 out of them, for a total of $6000), Amazon gave me $4300 for a total of $5000, and Old Navy, a card that I haven't even used, gave me $3300 for a total of $3500.
And I have only had those cards for 2 months. Walmart & Amazon I use and pay regularly, and ON I haven't even used once.
I got the increase from Walmart through the chat feature. For Amazon & Old navy, I called the backdoor numbers.