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Macy's Amex Approval: Update CL

tag
Anonymous
Not applicable

Macy's Amex Approval: Update CL

About three weeks ago i went ahead and asked via chat if i could have my macys card upgraded to the amex version. CSR said they will get back to me in a month! 

Today i checked if i recent payment i made has been posted and saw the image of my card had the amex logo. Smiley Happy

Went ahead to the chat and asked what my CL was but was told i need to check back in 72 hours because it was converted today ! but i know my CL for the macys is 1.5k so hopefully it will be atleast 3k we will see.

 

woohooo i will look cooler paying with the amex version haha

 

Update:

 

Just woke up and went to the chat line and ask the CSR to see if my credit line was available since i still didnt know. she told me the account finished processing and i was giving 3k for the macys amex line (which can be used anywhere) i know i have higher cards but hey it pads down uti and it was a SP !!

 

when should i ask for an incrase on that line? hmmn

Message 1 of 35
34 REPLIES 34
chalupaman
Super Contributor

Re: Macy's Amex Approval

Good job!

 

Now go update that sig of yours.

 

I wonder what makes the Macys card and Macys Amex stand out from other store cards BTW?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 35
App_Addict
Valued Contributor

Re: Macy's Amex Approval

Awesome Job, Congratulations!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 3 of 35
b_diddy
Established Contributor

Re: Macy's Amex Approval

Congrats on the product upgrade!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 4 of 35
pizza1
Community Leader
Super Contributor

Re: Macy's Amex Approval

congrats to you!! awesome
Message 5 of 35
Anonymous
Not applicable

Re: Macy's Amex Approval


@chalupaman wrote:

Good job!

 

Now go update that sig of yours.

 

I wonder what makes the Macys card and Macys Amex stand out from other store cards BTW?


Thanks! 

 

will be updating it now!Smiley Happy this approval makes up for the Amex denial! and im glad both were soft pulls! 

 

From other store cards i would not know. i know the amex gives two credit lines to use anywhere where amex is used and a macys line. and other perks like travel offers and things like that. and if i spend over 1k in a year you get better rewards which i do Smiley Very Happy

 

 

Message 6 of 35
Anonymous
Not applicable

Re: Macy's Amex Approval


@App_Addict wrote:

Awesome Job, Congratulations!



thank you!

Message 7 of 35
Anonymous
Not applicable

Re: Macy's Amex Approval

Thanks!! Smiley Happy

Message 8 of 35
Anonymous
Not applicable

Re: Macy's Amex Approval

thank you!


@b_diddy wrote:

Congrats on the product upgrade!


 

Message 9 of 35
Anonymous
Not applicable

Re: Macy's Amex Approval

Nice!

Message 10 of 35
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