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Macy's Approval

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CostantinoA
Established Contributor

Macy's Approval

I know it isn't much but just approved for Macy's store card for $300.  First time posting in the forums for an approval Smiley Happy  Any one have experience's with their account with Macy's?  Looking to get credit limit increases frequently.  Thank you!

Experian - 531
Transunion - 540
Equifax - 533

Chapter 7 filed 06-2019
Chapter 13 filed 04-2024
Message 1 of 16
15 REPLIES 15
OmarGB9
Community Leader
Super Contributor

Re: Macy's Approval

Congrats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 16
CYBERSAM
Senior Contributor

Re: Macy's Approval

Congrats!







                
Message 3 of 16
Anonymous
Not applicable

Re: Macy's Approval

My experience with Macy's is that they only give very small CLI's every 6 months ($100-$300),  but that Bloomingdale's, owned by the same bank/ company (DSNB), gives larger increases of $400-700.

 

Both still only give CLI's every 6 months and thre have been times they did not give them.; They're not known for frequent nor large CLI's.

 

If you want that, you need Barney's! Smiley Happy

 

Message 4 of 16
Anonymous
Not applicable

Re: Macy's Approval

also, if you just received the card, if you call in to the number on the back upon first receiving it, they may increase your initial CLI after you answer some verification questions. Hope this helps.

Message 5 of 16
msbia
Established Contributor

Re: Macy's Approval


@Anonymous wrote:

also, if you just received the card, if you call in to the number on the back upon first receiving it, they may increase your initial CLI after you answer some verification questions. Hope this helps.


This. I was originally approved for $300. Called right in and was raised to $600. 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 6 of 16
IaBoy62
Established Contributor

Re: Macy's Approval


@CostantinoA wrote:

I know it isn't much but just approved for Macy's store card for $300.  First time posting in the forums for an approval Smiley Happy  Any one have experience's with their account with Macy's?  Looking to get credit limit increases frequently.  Thank you!


Congrats!! I started at $300 18 months ago and now my limit is $2000 plus major purchase and special events accounts at $2500 each. Lots of folks have much more.

Message 7 of 16
alextercero
Super Contributor

Re: Macy's Approval

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 8 of 16
Anonymous
Not applicable

Re: Macy's Approval


@CostantinoA wrote:

I know it isn't much but just approved for Macy's store card for $300.  First time posting in the forums for an approval Smiley Happy  Any one have experience's with their account with Macy's?  Looking to get credit limit increases frequently.  Thank you!


Congrats. With your Ex score and # of inquiries that is great that they gave you a chance.

 

Just use it, carry a small or 0 balance, don't apply for any more credit so you can raise your scores,  and ask for a cli at 4 months.

Message 9 of 16
CostantinoA
Established Contributor

Re: Macy's Approval

After I posted this, the rep convinced me to apply for Bloomingdales Card which I did and was approved for $200. I guess it is the same bank and call center.  No more now.  Going to garden :-)

Experian - 531
Transunion - 540
Equifax - 533

Chapter 7 filed 06-2019
Chapter 13 filed 04-2024
Message 10 of 16
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