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Macy's CLI

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tcbofade
Super Contributor
‎08-01-2012 10:02 AM
‎08-01-2012 10:02 AM

Macy's CLI

YAY me!

 

After more than two and half YEARS, I called Macy's and got a soft pull CLI from $100 to $800.

 

 

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 1 of 11
10 REPLIES 10
jsickz32
Valued Contributor
‎08-01-2012 10:27 AM
‎08-01-2012 10:27 AM

Re: Macy's CLI

Congrats..do u use your card alot?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 11
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tcbofade
Super Contributor
‎08-01-2012 10:29 AM
‎08-01-2012 10:29 AM

Re: Macy's CLI

No. 

 

...and I'm sure that was part of the problem...

 

However, a $100 CL doesn't buy much at Macy's...so it's kind of a chicken or the egg deal, if you know what I mean...

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 3 of 11
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jsickz32
Valued Contributor
‎08-01-2012 10:32 AM
‎08-01-2012 10:32 AM

Re: Macy's CLI

Yeah because they give you auto cli if you use it alot.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 11
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CS800
Super Contributor
‎08-01-2012 10:35 AM
‎08-01-2012 10:35 AM

Re: Macy's CLI

Did they confirm that it was a SP? What number did you call?




Message 5 of 11
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tcbofade
Super Contributor
‎08-01-2012 10:38 AM
‎08-01-2012 10:38 AM

Re: Macy's CLI

@CS800 wrote:

Did they confirm that it was a SP? What number did you call?

866-593-2543.

 

I asked if it would be a soft pull, her response was "IF we pull your credit, it will be a soft inquiry..."

 

She answered me so quickly (after I gave her permission) that I don't believe she even looked at my credit report...

 

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 6 of 11
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Goose7
Valued Member
‎02-17-2013 08:01 PM
‎02-17-2013 08:01 PM

Re: Macy's CLI

I just got my Macy's CLI from $300 to $1000
I opened the account in 1 Aug 2012, and just recently called a few days ago 15 Feb 2013 and was approved instantly.
Also when I checked on my Credit Report it stated that the Macy's card was a charge card.

Message 7 of 11
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randeman
Frequent Contributor
‎02-17-2013 08:25 PM
‎02-17-2013 08:25 PM

Re: Macy's CLI

Not at all.  At least not with me.  I have a $2000 limit since opening it late 2011 and I spent over $3500 at Macy's last year.  Enough to qualify for their highest elite store card...but nada on the increase.  At least an auto...haven't asked for one since I don't think I have been closer than $800 to the limit.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 8 of 11
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Goose7
Valued Member
‎02-17-2013 08:51 PM
‎02-17-2013 08:51 PM

Re: Macy's CLI

You should definitely call, I'm 99% sure you'll get a CLI.

Message 9 of 11
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randeman
Frequent Contributor
‎02-18-2013 09:00 PM
‎02-18-2013 09:00 PM

Re: Macy's CLI

Very interesting.  On the strength of this thread, I called Macy's today to ask for a CLI and was told that they would put the request through but that they did not know whether it would be a hard or soft pull until they actually submitted it.  Since I have already had three inquiries in the last couple of months and really didn't need the increase, I told them to forget it since I didn't want another "ding."  I wonder why the difference for me?

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 10 of 11
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