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Macys 30 Days CLI train

12njoy
Super Contributor

Re: Macys 30 Days CLI train

Thanks mister E,

I noticed when I did cli request this time it asked for income and housing payment. The other prior times it didn't. Is this a good indicator that the 30 day timeframe is good to go? I think I'll ask to double my limit in 30 days. Nothing to lose on a SP. I was very surprised on the instant cli approval. The other two times I had to call in. But at any point, you provided valuable info.
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 11 of 50
CreditWolf
New Contributor

Re: Macys 30 Days CLI train

congrats mine is at 11k and no Amex for excessive Hps

Message 12 of 50
pip3man
Valued Contributor

Re: Macys 30 Days CLI train


@12njoywrote:
Thanks mister E,

I noticed when I did cli request this time it asked for income and housing payment. The other prior times it didn't. Is this a good indicator that the 30 day timeframe is good to go? I think I'll ask to double my limit in 30 days. Nothing to lose on a SP. I was very surprised on the instant cli approval. The other two times I had to call in. But at any point, you provided valuable info.

hmm thats interesting... the online app has always asked for my income and housing payments for as long as I remember. Perhaps u just noticed it for the first time or may have forgotten? Based on the fact that I've gotten a CLI consistenly since August 2017 till date, (I get declined applying even a day early) it's safe to say ur good to go every 30days. Also be mindful once u reach $25k as I hear they start to request to pull credit or provide POI although I never encountered that yet.

Message 13 of 50
12njoy
Super Contributor

Re: Macys 30 Days CLI train

This was the first time I got those questions. The first two times, I hit the luv button and it said I need to call in to complete my request. I was actually surprised to see these questions today. I'm pleased how quickly my limit has risen from $1,000 to $12,000 since December 2017. I'll try to get that 25k and call it a day, I hope.
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 14 of 50
Anonymous
Not applicable

Re: Macys 30 Days CLI train

I think I got knocked of that choo choo  been asked to call in the last 2 months for mine I’m at 23.6k before I always asked for a 5k increase and would either take it or counter with 1500 hasn’t happened last 2 months 

 

just noticed yours  is the Amex version mine is the store card,  does the branded Amex’s like that count towards your amex 5 revolver limit? Or is it just the ones you apply directly on their site for count?

Message 15 of 50
12njoy
Super Contributor

Re: Macys 30 Days CLI train


@Anonymouswrote:

I think I got knocked of that choo choo  been asked to call in the last 2 months for mine I’m at 23.6k before I always asked for a 5k increase and would either take it or counter with 1500 hasn’t happened last 2 months 

 

just noticed yours  is the Amex version mine is the store card,  does the branded Amex’s like that count towards your amex 5 revolver limit? Or is it just the ones you apply directly on their site for count?


Co-branded Amex (other than the one's you apply for directly with Amex) doesn't count toward the 5 limit.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 16 of 50
Anonymous
Not applicable

Re: Macys 30 Days CLI train

Congrats on your cli! Ive gone from $500 to $2400 to $5000 in 3 months on the store version. What I noticed this time when I hit the button, it asked to send a code to my cell number. That's when I knew I was good. 

Message 17 of 50
Anonymous
Not applicable

Re: Macys 30 Days CLI train


@12njoywrote:

Wow, You're a genius Mister,

 

Request Credit Limit Increase
 
 
 

Congratulations, 12njoy

Your request for a Credit Limit of $12000.00 has been approved. Your current Available Credit is now $11910.85. You can use your Available Credit right away.

Thank you for being a cardmember.

 


Congrats 12njoy! Can I just say you're my HERO!!!!!! 

Message 18 of 50
pip3man
Valued Contributor

Re: Macys 30 Days CLI train


@Anonymouswrote:

I think I got knocked of that choo choo  been asked to call in the last 2 months for mine I’m at 23.6k before I always asked for a 5k increase and would either take it or counter with 1500 hasn’t happened last 2 months 

 

just noticed yours  is the Amex version mine is the store card,  does the branded Amex’s like that count towards your amex 5 revolver limit? Or is it just the ones you apply directly on their site for count?


All my CLI’s hasn’t been entirely online, on few occasions it made me call in after attempting the increase on the website but I still got approved for the usual $1.5k thru a CSR. I’m sure 12njoy answered this already but the Macys card is actually underwritten by DSNB a subsidiary of Citigroup and has absolutely nothing to do with American Express. On that note, unless a card is not listed directly on AMEX ‘s website then it’s not an actual AMEX and wouldn’t count towards the 5 revolver limit.

Message 19 of 50
pip3man
Valued Contributor

Re: Macys 30 Days CLI train

Hit another 30 days mark today and got an increase. Limit now at $48,500

Message 20 of 50
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