Macys 30 Days CLI train

[12njoy]

Thanks mister E,

I noticed when I did cli request this time it asked for income and housing payment. The other prior times it didn't. Is this a good indicator that the 30 day timeframe is good to go? I think I'll ask to double my limit in 30 days. Nothing to lose on a SP. I was very surprised on the instant cli approval. The other two times I had to call in. But at any point, you provided valuable info.

[CreditWolf]

congrats mine is at 11k and no Amex for excessive Hps

[pip3man]

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@12njoywrote:
Thanks mister E,

I noticed when I did cli request this time it asked for income and housing payment. The other prior times it didn't. Is this a good indicator that the 30 day timeframe is good to go? I think I'll ask to double my limit in 30 days. Nothing to lose on a SP. I was very surprised on the instant cli approval. The other two times I had to call in. But at any point, you provided valuable info.

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hmm thats interesting... the online app has always asked for my income and housing payments for as long as I remember. Perhaps u just noticed it for the first time or may have forgotten? Based on the fact that I've gotten a CLI consistenly since August 2017 till date, (I get declined applying even a day early) it's safe to say ur good to go every 30days. Also be mindful once u reach $25k as I hear they start to request to pull credit or provide POI although I never encountered that yet.

[12njoy]

This was the first time I got those questions. The first two times, I hit the luv button and it said I need to call in to complete my request. I was actually surprised to see these questions today. I'm pleased how quickly my limit has risen from $1,000 to $12,000 since December 2017. I'll try to get that 25k and call it a day, I hope.

[Anonymous]

I think I got knocked of that choo choo  been asked to call in the last 2 months for mine I’m at 23.6k before I always asked for a 5k increase and would either take it or counter with 1500 hasn’t happened last 2 months 

just noticed yours  is the Amex version mine is the store card,  does the branded Amex’s like that count towards your amex 5 revolver limit? Or is it just the ones you apply directly on their site for count?

[12njoy]

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@Anonymouswrote:

I think I got knocked of that choo choo  been asked to call in the last 2 months for mine I’m at 23.6k before I always asked for a 5k increase and would either take it or counter with 1500 hasn’t happened last 2 months 

just noticed yours  is the Amex version mine is the store card,  does the branded Amex’s like that count towards your amex 5 revolver limit? Or is it just the ones you apply directly on their site for count?

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Co-branded Amex (other than the one's you apply for directly with Amex) doesn't count toward the 5 limit.

[Anonymous]

Congrats on your cli! Ive gone from $500 to $2400 to $5000 in 3 months on the store version. What I noticed this time when I hit the button, it asked to send a code to my cell number. That's when I knew I was good. 

[Anonymous]

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@12njoywrote:

Wow, You're a genius Mister,

Request Credit Limit Increase

Congratulations, 12njoy

Your request for a Credit Limit of $12000.00 has been approved. Your current Available Credit is now $11910.85. You can use your Available Credit right away.

Thank you for being a cardmember.

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Congrats 12njoy! Can I just say you're my HERO!!!!!! 

[pip3man]

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@Anonymouswrote:

I think I got knocked of that choo choo  been asked to call in the last 2 months for mine I’m at 23.6k before I always asked for a 5k increase and would either take it or counter with 1500 hasn’t happened last 2 months 

just noticed yours  is the Amex version mine is the store card,  does the branded Amex’s like that count towards your amex 5 revolver limit? Or is it just the ones you apply directly on their site for count?

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All my CLI’s hasn’t been entirely online, on few occasions it made me call in after attempting the increase on the website but I still got approved for the usual $1.5k thru a CSR. I’m sure 12njoy answered this already but the Macys card is actually underwritten by DSNB a subsidiary of Citigroup and has absolutely nothing to do with American Express. On that note, unless a card is not listed directly on AMEX ‘s website then it’s not an actual AMEX and wouldn’t count towards the 5 revolver limit.

[pip3man]

Hit another 30 days mark today and got an increase. Limit now at $48,500