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Macys cli

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taxi818
Super Contributor

Macys cli

well yesterday. After realizing I've not used my Macy's card since black Friday. I decided to ask for increase from the paltry 1k. So with Macy's. There is no love button. You have to send secure message. Which I did. And they like your comments as well when asking for increase. I stated I wanted to go from 1k to 2500. As I would like to purchase to suits from Macy's for a wedding. Got message we will get back to you. Now keep in mind on Macy's website I never tells you your actual limit. It's like you must guess. Anyway. This morning I got email that I have message from Macy's. I read it. It says. We are happy to inform you of your increase of $xxx increase to your account. So I go online to see what I got. I see. Nothing the. I called to see what my increase was. 200'dollars. What. I put it back in the sock draw. Too tight. For any real usage 

Message 1 of 10
9 REPLIES 9
chalupaman
Super Contributor

Re: Macys cli

Better than nothing.

 

Did you try requesting for the Macys Amex? I'd call them and see if you qualify.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 10
taxi818
Super Contributor

Re: Macys cli


@chalupaman wrote:

Better than nothing.

 

Did you try requesting for the Macys Amex? I'd call them and see if you qualify.


You're right. But geez. That tight. Did not think of amex. Which I know it would be two trade lines with Macy's. So I will stay with centurion 

Message 3 of 10
Creditaddict
Legendary Contributor

Re: Macys cli

you can do chat also for cli, seems to be faster.

I try to use my card BEFORE requesting a CLI

Let a statement post with a balance of some sort, make a payment and then request the cli becuase if it has been more than 4 months since last use I feel like this triggers the sp AR also!

If you have no use and they use an AR from 2-3 months back might be your reason for the very small increase.

Message 4 of 10
taxi818
Super Contributor

Re: Macys cli


@Creditaddict wrote:

you can do chat also for cli, seems to be faster.

I try to use my card BEFORE requesting a CLI

Let a statement post with a balance of some sort, make a payment and then request the cli becuase if it has been more than 4 months since last use I feel like this triggers the sp AR also!

If you have no use and they use an AR from 2-3 months back might be your reason for the very small increase.


Thanks. I wonder if I can go to chat and say that 200 just won't do. I will be forced to use another card and not get the 20% off promo. Hmm. Or is it too late? 

Message 5 of 10
Creditaddict
Legendary Contributor

Re: Macys cli


@taxi818 wrote:

@Creditaddict wrote:

you can do chat also for cli, seems to be faster.

I try to use my card BEFORE requesting a CLI

Let a statement post with a balance of some sort, make a payment and then request the cli becuase if it has been more than 4 months since last use I feel like this triggers the sp AR also!

If you have no use and they use an AR from 2-3 months back might be your reason for the very small increase.


Thanks. I wonder if I can go to chat and say that 200 just won't do. I will be forced to use another card and not get the 20% off promo. Hmm. Or is it too late? 


it's a computer system like sync so you probably need to use it and wait 3 months.

Message 6 of 10
taxi818
Super Contributor

Re: Macys cli


@Creditaddict wrote:

@taxi818 wrote:

@Creditaddict wrote:

you can do chat also for cli, seems to be faster.

I try to use my card BEFORE requesting a CLI

Let a statement post with a balance of some sort, make a payment and then request the cli becuase if it has been more than 4 months since last use I feel like this triggers the sp AR also!

If you have no use and they use an AR from 2-3 months back might be your reason for the very small increase.


Thanks. I wonder if I can go to chat and say that 200 just won't do. I will be forced to use another card and not get the 20% off promo. Hmm. Or is it too late? 


it's a computer system like sync so you probably need to use it and wait 3 months.


Ok thanks. Just what I will do. 

Message 7 of 10
gdale6
Moderator Emeritus

Re: Macys cli

Any CLI is a good CLI, you have to look positively on it for CLIs to snowball in the future, grats on getting it Smiley Happy

Message 8 of 10
uswala
Senior Contributor

Re: Macys cli

Congrats on the CLI!

Message 9 of 10
Anonymous
Not applicable

Re: Macys cli

Congratulations!

Message 10 of 10
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