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Macys sp cli

AverageJoesCredit
Mega Contributor

Macys sp cli

Wasnt gonna post but figured if it can help out one person might as wellSmiley Wink.

Since im in the garden for the forseeable future, gameplan is to work on lowering aprs and if any sp luv is available to take advantage. Decided to try my Macys card which was at 5k from my previous request that went from 3k to 5k. Last time i asked it was instant approval , no hp, and i decided to only ask for 3 to more or less bring it up to par with my Pennies. Instant again! New credit limit 8k. Not sure if i could have gotten more but its ok, next go around Smiley Happy

Ive mentioned this on a few recent Macys post but i believe the more time you have with account and if you try to pay in full and establish history, it may help in getting the sp luv. Not 100% sure on that but ny gut feeling.All 3 reports are Elsa'dSmiley Wink

Anywho, just in case some data points needed

to best of my knowledge, as of yesterday:

TU 723. EX 730 Eq ???

Last attempt at Macys cli believe was like 2 months ago.

Great day wveryoneSmiley Happy
Message 1 of 9
8 REPLIES 8
CreditMagic7
Super Contributor

Re: Macys sp cli

You just can't go wrong and do better then a SP CLI

 

Congrats! AJC.

Message 2 of 9
kidink1911
Established Contributor

Re: Macys sp cli

Congratulations on your Macy's CLI!!

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Message 3 of 9
MrsCHX
Valued Contributor

Re: Macys sp cli

CONGRATS!!!  $8K is fan-freaking-tastic!

 

I tried for a CLI in Feb and again in March. I went back to look at the denial letter for the most recent one and they used a report from January. On the February request, a report from December. Wah. 

11/2017: EX 704 | TU 720 | EQ 672 -- Starting (2/2016): 630 | 620 | 580 -- INQs: 17 | 26 | 28 (last 6 months: 5 | 2 | 6)
AMEX Delta: $10k, Marvel: $8k, Discover IT: $7.2k, AMEX BCE: $6k, Target MC: $5k, PayPal 2%: $8k, CO QS: $2.6k, Merrick: $1.6k, Barclay's NFL Rewards: $1k, CO BuyPower: $500. And a mix of well-loved store cards.
Message 4 of 9
AverageJoesCredit
Mega Contributor

Re: Macys sp cli

Thanks everbodySmiley Happy.

Last year was my year to build my store card history with some new clothes and stuff. You know kind of showing them i buy and pay on time. This year is really to maintain it but dont plan to spend as much so i can concentrate on bringing down my debt. i have always enjoyed the fast shipping from Macys though. Sp luv rulzSmiley Happy
Message 5 of 9
CO_NATIVE
Valued Contributor

Re: Macys sp cli


@AverageJoesCredit wrote:
Wasnt gonna post but figured if it can help out one person might as wellSmiley Wink.

Since im in the garden for the forseeable future, gameplan is to work on lowering aprs and if any sp luv is available to take advantage. Decided to try my Macys card which was at 5k from my previous request that went from 3k to 5k. Last time i asked it was instant approval , no hp, and i decided to only ask for 3 to more or less bring it up to par with my Pennies. Instant again! New credit limit 8k. Not sure if i could have gotten more but its ok, next go around Smiley Happy

Ive mentioned this on a few recent Macys post but i believe the more time you have with account and if you try to pay in full and establish history, it may help in getting the sp luv. Not 100% sure on that but ny gut feeling.All 3 reports are Elsa'dSmiley Wink

Anywho, just in case some data points needed

to best of my knowledge, as of yesterday:

TU 723. EX 730 Eq ???

Last attempt at Macys cli believe was like 2 months ago.

Great day wveryoneSmiley Happy

Good job, Joseph!


Message 6 of 9
soloman
Established Contributor

Re: Macys sp cli

Super Congratulations AverageJoe!!!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 7 of 9
AverageJoesCredit
Mega Contributor

Re: Macys sp cli

Super thank you SolomanSmiley Happy
Message 8 of 9
AverageJoesCredit
Mega Contributor

Re: Macys sp cli

Super LOL! CO_Native, i think thats the first time in all my time here in Ficoland someone went THAT route...JOSEPH Smiley Happy Ha ha, even though not my name, made feel all grown upSmiley Happy. ....


DAD is great ...he gives us chocolate cake!!!
Message 9 of 9
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