Re: Merrick Auto CLI

SunriseEarth · ‎12-26-2013

Hello,

I was expecting a Merrick auto CLI in the near future, but it looks like they put it on my account as a little Xmas gift. When I logged in, I saw that my CL went from $600 to $1200. This is my second card in my rebuild to hit a 4 digit CL. This is now also my highest CL. I'm definitely a happy boy!

coldnmn · ‎12-26-2013

Congrats again! A very merry christmas surprise! Thanks for sharing!

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lg8302ch · ‎12-26-2013

Congrats....nice Xmas present

TiggerDat · ‎12-26-2013

Congrats! I will say this, Merrick is pretty good about giving CLIs! As long as you pay and use the card it will get increases about every 4 months I think. I just wish they had better products to graduate to! I used to have a secured card that got increases, but it could never become unsecured and didn't have any rewards. I had the card for 5.5 years. I paid my dues with that card! At least they were honest and told me from the beginning that it would never change! If it had I would still be with them today out of respect!

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

bigblue7722 · ‎12-26-2013

congrats good job. I think the merrick credit card is very underrated on this board. I almost took their offer, for me it was 500 double to 1000 dollars after 6 months but that 48 fee for the next year billed monthly scared me away.

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Anonymous · ‎12-26-2013

@SunriseEarth wrote:
Hello,

I was expecting a Merrick auto CLI in the near future, but it looks like they put it on my account as a little Xmas gift. When I logged in, I saw that my CL went from $600 to $1200. This is my second card in my rebuild to hit a 4 digit CL. This is now also my highest CL. I'm definitely a happy boy!

Very nice. I just logged into my account and boom some auto luv. It is only $200 from $1700 to $1900 but I will take any auto luv. I also think Merrick is pretty good got the card a few years ago my credit was hurting. I started off at I believe $400 and now up to $1900 all increases via auto luv can't complain about that.

TiggerDat · ‎12-26-2013

@bigblue7722 wrote:
congrats good job. I think the merrick credit card is very underrated on this board. I almost took their offer, for me it was 500 double to 1000 dollars after 6 months but that 48 fee for the next year billed monthly scared me away.

My fee wasn't that much, mine was $36 as a base fee and $1 for each AU. If they had even agreed to remove this fee I would have kept the account open to preserve the AAoA and keep it growing.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

09Lexie · ‎12-26-2013

WooHoo! Good job!

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SunriseEarth · ‎12-26-2013

@bigblue7722 wrote:
congrats good job. I think the merrick credit card is very underrated on this board. I almost took their offer, for me it was 500 double to 1000 dollars after 6 months but that 48 fee for the next year billed monthly scared me away.

I guess I got a good deal then. Mine was on the $600>$1200 CLI plan after seven on-time payments and no AF. APR is an unsightly 28.75%, but all things considered, I would consider this CC a far more reasonable deal that FP or Credit One.

SunriseEarth · ‎12-26-2013

@Anonymous wrote:
@SunriseEarth wrote:
Hello,

I was expecting a Merrick auto CLI in the near future, but it looks like they put it on my account as a little Xmas gift. When I logged in, I saw that my CL went from $600 to $1200. This is my second card in my rebuild to hit a 4 digit CL. This is now also my highest CL. I'm definitely a happy boy!
Very nice. I just logged into my account and boom some auto luv. It is only $200 from $1700 to $1900 but I will take any auto luv. I also think Merrick is pretty good got the card a few years ago my credit was hurting. I started off at I believe $400 and now up to $1900 all increases via auto luv can't complain about that.

Congrats! I'm all in favor in auto-CLI at any level!

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