So was able to clear a large part of my credit card debt, but wanted a couple of BT cards to put the rest on 0% APR for a bit
I live in PA, just for the credit bureau DPs
Approved for NFCU Platinum - $5200 at 14.99%, pulled Transunion
Approved for Wells Fargo Reflect - $8000 at 24.99%, pulled Experian
Received 7-10 business day message from Citi for the Diamond Preferred (which I really wanted for the initial BT, the CDP offers after BT, and future BTs, but whatever)
And since I was pre-approved for it, I went for the Amex Rose Gold using the Resy promo to get 20% back on restaurant purchases (up to $250 back) in the first 12 months. Approved, obviously NPSL for that, they approved using last month's Experian score, so no HP here.
Ended up going for 1 more card than I initially intended bc of the Citi response, but this way if Citi rejects my app, I won't really care.
Also, took advantage of the AMEX upgrade offer for my EveryDay to get the EveryDay Preferred, 40k MR points for $2k spend in the first 3 months (CSR detailed it as 92 days), so between the EDP and the Rose Gold, looking at 115k bonus MR points for $6k spend
Edited for DPs
Scores
EX8 - 714
EQ8 - 721
TU8 - 714
Date of last delinquency - Jan 2018
5 late payments of 60+ days, latest was Jan 2018
32% utilization
AAoA - 7 years 3 months
AoOA - 16 years 2 months
AoYA - 2 years 4 months
Inquiries
Experian - 0/6, 0/12, 3/24
Equifax - 0/6, 0/12, 4/24
Transunion - 0/6, 0/12, 0/24
