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Mini-App Spree Success!

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difringe
Established Contributor

Re: Mini-App Spree Success!


@cashorcharge wrote:

That’s terrific!  Congratulations on all your approvals and hope Citi comes through!! 👏🏼🎉🍾


Thanks! I figure I'll give them 24hrs then I'll call and see if they need any additional information. I didn't get the HP ding so idk what they're doing lol

Message 11 of 18
Oops_I_Did_It_Again
Regular Contributor

Re: Mini-App Spree Success!

 


@difringe wrote:

So was able to clear a large part of my credit card debt, but wanted a couple of BT cards to put the rest on 0% APR for a bit

Oops you did it again and again! 

Credit Profile (AUG 2025)
F8 EX 802 EQ 812, TU 813, F8 BC EX 830, EQ BC 835, F9 EX 812
TCL: $159,400, reporting available: $154,459
cc utilization: 3%, auto loan: $3641/$6850
AoOA 7Y 4M, AAoA 4Y 2M, AoYA 1Y 1M
new cc accounts 2/24, 0/12, 0/6, 0/3, INQs 12 months EX 0, EQ 0, TU 0

Personal Cards (17)
US Bank/Elan - Fidelity Visa Sig, Chase/Amazon Prime Visa, Freedom Unlimited, Bank of America CCR,
American Express BCP+CM, GS Apple Card (MC), PenFed PC Rewards, Truist Future, Citibank DoubleCash,
Discover IT + BT,Regions Cash Rewards, Wells Fargo AC, CapOne QS (x2), Synchrony PPMC +
Closed (1): Synchony Amazon Prime

Business Cards (1)
American Express BBC
Message 12 of 18
Sub16610
Established Contributor

Re: Mini-App Spree Success!

Congrats on all your approvals!

Message 13 of 18
Total80sKid
Senior Contributor

Re: Mini-App Spree Success!

Congrats on the approvals 👍🏼

Message 14 of 18
difringe
Established Contributor

Re: Mini-App Spree Success!


@cashorcharge wrote:

That’s terrific!  Congratulations on all your approvals and hope Citi comes through!! 👏🏼🎉🍾


Called in this morning and they had some trouble with my name (happens every so often). They manually pushed through the app and denied, I'm thinking because they see the Wells Fargo HP from yesterday lol. They're gonna send me a letter in the mail with the actual reason, but it's fine, that's why I went ahead and app'd for the WF Reflect in the first place.

Message 15 of 18
Titans84
Valued Contributor

Re: Mini-App Spree Success!

Congrats on the approvals!

Current FICO 8:



Message 16 of 18
cashorcharge
Community Leader
Super Contributor

Re: Mini-App Spree Success!


@difringe wrote:

@cashorcharge wrote:

That’s terrific!  Congratulations on all your approvals and hope Citi comes through!! 👏🏼🎉🍾


Called in this morning and they had some trouble with my name (happens every so often). They manually pushed through the app and denied, I'm thinking because they see the Wells Fargo HP from yesterday lol. They're gonna send me a letter in the mail with the actual reason, but it's fine, that's why I went ahead and app'd for the WF Reflect in the first place.


Well that's a bummer but you're likely right.  I've read a few times where they've denied an app with a recent HP.  For context, I hit them up for my 2nd CLI on a card that's now 1 year old (1st CLI was approved at 6 months).  Got denied for the CLI....why...recent inquiry.  I had 1 from SEPT and the one before that was over 8 months ago...so you're likely right.

Message 17 of 18
difringe
Established Contributor

Re: Mini-App Spree Success!


@cashorcharge wrote:

@difringe wrote:

@cashorcharge wrote:

That’s terrific!  Congratulations on all your approvals and hope Citi comes through!! 👏🏼🎉🍾


Called in this morning and they had some trouble with my name (happens every so often). They manually pushed through the app and denied, I'm thinking because they see the Wells Fargo HP from yesterday lol. They're gonna send me a letter in the mail with the actual reason, but it's fine, that's why I went ahead and app'd for the WF Reflect in the first place.


Well that's a bummer but you're likely right.  I've read a few times where they've denied an app with a recent HP.  For context, I hit them up for my 2nd CLI on a card that's now 1 year old (1st CLI was approved at 6 months).  Got denied for the CLI....why...recent inquiry.  I had 1 from SEPT and the one before that was over 8 months ago...so you're likely right.


Pretty annoying since they were the first card I app'd for exactly that reason lol but you live and you learn. I'll swing back around on Citi at some point for something more than a BT card

Message 18 of 18
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