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Mini Spree..

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jeffgucci
Valued Member

Mini Spree..

Okay so i finally decided to take a leap of faith after palying in the garden...I just finished rebuilding and need to pick up some new cards to replace First premier and Cap One (depending on their response) Apped for NavCheck and ask for $15k...approved...Chase Freedom (may need you helpw ith recon - got the 10 day message)...USAA denied they off'd me a secured card (the nerve) Cap One upgreded me to a Quicksilver just waiting to hear back from the EO on a CLI!  Fingers crossed!!!!! At what point should i call Chase? I been reading and now tha USAA is a lost cause...



Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

Take the FICO Fitness Challenge
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Mini Spree..

Nice job! Congrats.
Message 2 of 11
yudeology101
Senior Contributor

Re: Mini Spree..

WTG Congrats on a successful app spree!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 11
BigBS
Senior Contributor

Re: Mini Spree..

Congrats!  I would call Chase now to find out the status and then prepare for a recon, if necessary.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 11
alvon123
Super Contributor

Re: Mini Spree..

congrats!!!


Message 5 of 11
jeffgucci
Valued Member

Re: Mini Spree..

What is the Recon process like? should i just be prepred to discuss my report or why I applied....please give me some insight so I'll know going in...Thanks Guys!!!



Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

Take the FICO Fitness Challenge
Message 6 of 11
gdale6
Moderator Emeritus

Re: Mini Spree..

Grats on your spree Smiley Happy

Message 7 of 11
coldnmn
Mega Contributor

Re: Mini Spree..

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 11
jeffgucci
Valued Member

Re: Mini Spree..

Chase Freedom approved ....$1500...should i press for a CLI



Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

Take the FICO Fitness Challenge
Message 9 of 11
yudeology101
Senior Contributor

Re: Mini Spree..


@jeffgucci wrote:

Chase Freedom approved ....$1500...should i press for a CLI


It would certainly be another HP, i would just let it grow!  I've seen a number of  Freedom holders getting some lovely auto CLIs after 4-6months after good usage Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 10 of 11
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